▼ 0.50% · 3.625%
HK$17,799
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,353
−HK$562/mo
Today · 4.125%
HK$18,915
baseline
▲ 0.50% · 4.625%
HK$20,066
+HK$1,151/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,830/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,801
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$539/mo
Today · 4.125%
HK$20,871
baseline
▲ 0.50% · 4.625%
HK$21,971
+HK$1,100/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,742/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,579
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,188
−HK$619/mo
Today · 4.125%
HK$20,807
baseline
▲ 0.50% · 4.625%
HK$22,073
+HK$1,266/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,614/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,781
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,366
−HK$592/mo
Today · 4.125%
HK$22,958
baseline
▲ 0.50% · 4.625%
HK$24,168
+HK$1,210/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,916/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,359
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,023
−HK$675/mo
Today · 4.125%
HK$22,698
baseline
▲ 0.50% · 4.625%
HK$24,079
+HK$1,381/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,396/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,762
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,399
−HK$646/mo
Today · 4.125%
HK$25,045
baseline
▲ 0.50% · 4.625%
HK$26,366
+HK$1,321/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,090/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,139
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,859
−HK$731/mo
Today · 4.125%
HK$24,590
baseline
▲ 0.50% · 4.625%
HK$26,086
+HK$1,496/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,180/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,742
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,432
−HK$700/mo
Today · 4.125%
HK$27,132
baseline
▲ 0.50% · 4.625%
HK$28,563
+HK$1,431/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,264/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,919
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$787/mo
Today · 4.125%
HK$26,481
baseline
▲ 0.50% · 4.625%
HK$28,093
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,962/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,722
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,465
−HK$755/mo
Today · 4.125%
HK$29,220
baseline
▲ 0.50% · 4.625%
HK$30,760
+HK$1,540/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,440/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,529
−HK$844/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$30,099
+HK$1,726/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,702
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,499
−HK$808/mo
Today · 4.125%
HK$31,307
baseline
▲ 0.50% · 4.625%
HK$32,957
+HK$1,650/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,614/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,364
−HK$900/mo
Today · 4.125%
HK$30,264
baseline
▲ 0.50% · 4.625%
HK$32,106
+HK$1,842/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,528/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,532
−HK$862/mo
Today · 4.125%
HK$33,394
baseline
▲ 0.50% · 4.625%
HK$35,154
+HK$1,760/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,788/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,258
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,200
−HK$956/mo
Today · 4.125%
HK$32,156
baseline
▲ 0.50% · 4.625%
HK$34,113
+HK$1,957/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,312/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,662
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$916/mo
Today · 4.125%
HK$35,481
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$1,870/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,962/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,038
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,035
−HK$1,012/mo
Today · 4.125%
HK$34,047
baseline
▲ 0.50% · 4.625%
HK$36,119
+HK$2,072/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,094/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,642
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,598
−HK$970/mo
Today · 4.125%
HK$37,568
baseline
▲ 0.50% · 4.625%
HK$39,548
+HK$1,980/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,136/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,173 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).