▼ 0.50% · 3.625%
HK$17,624
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,172
−HK$557/mo
Today · 4.125%
HK$18,729
baseline
▲ 0.50% · 4.625%
HK$19,869
+HK$1,140/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,458/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,607
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,132
−HK$534/mo
Today · 4.125%
HK$20,666
baseline
▲ 0.50% · 4.625%
HK$21,755
+HK$1,089/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,332/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,386
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$613/mo
Today · 4.125%
HK$20,602
baseline
▲ 0.50% · 4.625%
HK$21,856
+HK$1,254/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,204/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,567
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,146
−HK$586/mo
Today · 4.125%
HK$22,732
baseline
▲ 0.50% · 4.625%
HK$23,931
+HK$1,199/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,149
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,807
−HK$668/mo
Today · 4.125%
HK$22,475
baseline
▲ 0.50% · 4.625%
HK$23,843
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,950/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,528
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,159
−HK$640/mo
Today · 4.125%
HK$24,799
baseline
▲ 0.50% · 4.625%
HK$26,106
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,598/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,911
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,624
−HK$724/mo
Today · 4.125%
HK$24,348
baseline
▲ 0.50% · 4.625%
HK$25,829
+HK$1,481/mo
Deposit HK$2.71M · loan HK$5.02M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,489
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$694/mo
Today · 4.125%
HK$26,866
baseline
▲ 0.50% · 4.625%
HK$28,282
+HK$1,416/mo
Deposit HK$2.71M · loan HK$5.02M · min. income ≈ HK$53,732/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,674
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$780/mo
Today · 4.125%
HK$26,221
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,442/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,449
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,185
−HK$747/mo
Today · 4.125%
HK$28,932
baseline
▲ 0.50% · 4.625%
HK$30,457
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,864/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,436
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,258
−HK$836/mo
Today · 4.125%
HK$28,094
baseline
▲ 0.50% · 4.625%
HK$29,803
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,188/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$800/mo
Today · 4.125%
HK$30,999
baseline
▲ 0.50% · 4.625%
HK$32,633
+HK$1,634/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$61,998/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,198
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,076
−HK$891/mo
Today · 4.125%
HK$29,967
baseline
▲ 0.50% · 4.625%
HK$31,790
+HK$1,823/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,934/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,370
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,212
−HK$853/mo
Today · 4.125%
HK$33,065
baseline
▲ 0.50% · 4.625%
HK$34,808
+HK$1,743/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,130/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,961
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,893
−HK$947/mo
Today · 4.125%
HK$31,840
baseline
▲ 0.50% · 4.625%
HK$33,777
+HK$1,937/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,680/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,331
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,225
−HK$907/mo
Today · 4.125%
HK$35,132
baseline
▲ 0.50% · 4.625%
HK$36,984
+HK$1,852/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,264/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,723
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,710
−HK$1,003/mo
Today · 4.125%
HK$33,713
baseline
▲ 0.50% · 4.625%
HK$35,764
+HK$2,051/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,426/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,292
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,238
−HK$960/mo
Today · 4.125%
HK$37,198
baseline
▲ 0.50% · 4.625%
HK$39,159
+HK$1,961/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,396/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,869 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).