▼ 0.50% · 3.625%
HK$17,468
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,012
−HK$552/mo
Today · 4.125%
HK$18,564
baseline
▲ 0.50% · 4.625%
HK$19,693
+HK$1,129/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,128/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,434
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,955
−HK$528/mo
Today · 4.125%
HK$20,483
baseline
▲ 0.50% · 4.625%
HK$21,563
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,966/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,215
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,813
−HK$607/mo
Today · 4.125%
HK$20,420
baseline
▲ 0.50% · 4.625%
HK$21,663
+HK$1,243/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$40,840/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,377
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,950
−HK$582/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,719
+HK$1,187/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,962
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,614
−HK$663/mo
Today · 4.125%
HK$22,277
baseline
▲ 0.50% · 4.625%
HK$23,632
+HK$1,355/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$44,554/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,320
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,946
−HK$634/mo
Today · 4.125%
HK$24,580
baseline
▲ 0.50% · 4.625%
HK$25,876
+HK$1,296/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$49,160/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,709
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,415
−HK$718/mo
Today · 4.125%
HK$24,133
baseline
▲ 0.50% · 4.625%
HK$25,602
+HK$1,469/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,266/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,264
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,941
−HK$687/mo
Today · 4.125%
HK$26,628
baseline
▲ 0.50% · 4.625%
HK$28,032
+HK$1,404/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,256/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,456
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,217
−HK$772/mo
Today · 4.125%
HK$25,989
baseline
▲ 0.50% · 4.625%
HK$27,571
+HK$1,582/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,978/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,207
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,937
−HK$740/mo
Today · 4.125%
HK$28,677
baseline
▲ 0.50% · 4.625%
HK$30,188
+HK$1,511/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,354/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,203
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,018
−HK$828/mo
Today · 4.125%
HK$27,846
baseline
▲ 0.50% · 4.625%
HK$29,540
+HK$1,694/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,692/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,150
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,932
−HK$793/mo
Today · 4.125%
HK$30,725
baseline
▲ 0.50% · 4.625%
HK$32,345
+HK$1,620/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,450/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,950
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,819
−HK$883/mo
Today · 4.125%
HK$29,702
baseline
▲ 0.50% · 4.625%
HK$31,510
+HK$1,808/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,404/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,094
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,928
−HK$846/mo
Today · 4.125%
HK$32,774
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,727/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,548/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,696
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,620
−HK$939/mo
Today · 4.125%
HK$31,559
baseline
▲ 0.50% · 4.625%
HK$33,479
+HK$1,920/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,118/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,037
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,923
−HK$899/mo
Today · 4.125%
HK$34,822
baseline
▲ 0.50% · 4.625%
HK$36,657
+HK$1,835/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,644/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,443
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$994/mo
Today · 4.125%
HK$33,415
baseline
▲ 0.50% · 4.625%
HK$35,448
+HK$2,033/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$66,830/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,918
−HK$952/mo
Today · 4.125%
HK$36,870
baseline
▲ 0.50% · 4.625%
HK$38,814
+HK$1,944/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$73,740/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).