▼ 0.50% · 3.625%
HK$17,851
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,406
−HK$564/mo
Today · 4.125%
HK$18,970
baseline
▲ 0.50% · 4.625%
HK$20,125
+HK$1,155/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,940/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,859
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,392
−HK$540/mo
Today · 4.125%
HK$20,932
baseline
▲ 0.50% · 4.625%
HK$22,035
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,864/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,636
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,247
−HK$621/mo
Today · 4.125%
HK$20,868
baseline
▲ 0.50% · 4.625%
HK$22,137
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,736/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,845
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,431
−HK$594/mo
Today · 4.125%
HK$23,025
baseline
▲ 0.50% · 4.625%
HK$24,239
+HK$1,214/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,050/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,421
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,088
−HK$677/mo
Today · 4.125%
HK$22,765
baseline
▲ 0.50% · 4.625%
HK$24,150
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,530/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,831
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,470
−HK$648/mo
Today · 4.125%
HK$25,118
baseline
▲ 0.50% · 4.625%
HK$26,442
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,236/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,206
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,928
−HK$734/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$26,162
+HK$1,500/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$703/mo
Today · 4.125%
HK$27,212
baseline
▲ 0.50% · 4.625%
HK$28,646
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,424/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,991
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,769
−HK$790/mo
Today · 4.125%
HK$26,559
baseline
▲ 0.50% · 4.625%
HK$28,175
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,118/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,803
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,548
−HK$757/mo
Today · 4.125%
HK$29,305
baseline
▲ 0.50% · 4.625%
HK$30,850
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,610/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,777
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,609
−HK$847/mo
Today · 4.125%
HK$28,456
baseline
▲ 0.50% · 4.625%
HK$30,187
+HK$1,731/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,912/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,789
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,588
−HK$810/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,053
+HK$1,655/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,562
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,450
−HK$903/mo
Today · 4.125%
HK$30,353
baseline
▲ 0.50% · 4.625%
HK$32,200
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,706/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,775
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,627
−HK$864/mo
Today · 4.125%
HK$33,491
baseline
▲ 0.50% · 4.625%
HK$35,257
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$66,982/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,347
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,291
−HK$959/mo
Today · 4.125%
HK$32,250
baseline
▲ 0.50% · 4.625%
HK$34,212
+HK$1,962/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,500/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,761
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,666
−HK$918/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,460
+HK$1,876/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,132
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,131
−HK$1,016/mo
Today · 4.125%
HK$34,147
baseline
▲ 0.50% · 4.625%
HK$36,225
+HK$2,078/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,294/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,746
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,705
−HK$973/mo
Today · 4.125%
HK$37,678
baseline
▲ 0.50% · 4.625%
HK$39,664
+HK$1,986/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,356/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,856 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).