▼ 0.50% · 3.625%
HK$17,729
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,280
−HK$560/mo
Today · 4.125%
HK$18,840
baseline
▲ 0.50% · 4.625%
HK$19,987
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,680/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,723
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,252
−HK$537/mo
Today · 4.125%
HK$20,789
baseline
▲ 0.50% · 4.625%
HK$21,884
+HK$1,095/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,578/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,502
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,108
−HK$617/mo
Today · 4.125%
HK$20,725
baseline
▲ 0.50% · 4.625%
HK$21,986
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,450/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,695
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,277
−HK$590/mo
Today · 4.125%
HK$22,867
baseline
▲ 0.50% · 4.625%
HK$24,073
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,734/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,274
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,936
−HK$673/mo
Today · 4.125%
HK$22,609
baseline
▲ 0.50% · 4.625%
HK$23,984
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,218/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,668
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,302
−HK$644/mo
Today · 4.125%
HK$24,946
baseline
▲ 0.50% · 4.625%
HK$26,261
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,892/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,047
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$729/mo
Today · 4.125%
HK$24,493
baseline
▲ 0.50% · 4.625%
HK$25,983
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,986/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,640
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,328
−HK$697/mo
Today · 4.125%
HK$27,025
baseline
▲ 0.50% · 4.625%
HK$28,450
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,050/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,820
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,592
−HK$785/mo
Today · 4.125%
HK$26,377
baseline
▲ 0.50% · 4.625%
HK$27,982
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,754/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,612
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,353
−HK$751/mo
Today · 4.125%
HK$29,104
baseline
▲ 0.50% · 4.625%
HK$30,638
+HK$1,534/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,208/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,593
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,420
−HK$841/mo
Today · 4.125%
HK$28,261
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,719/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,522/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,585
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$805/mo
Today · 4.125%
HK$31,183
baseline
▲ 0.50% · 4.625%
HK$32,827
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,366/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,366
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,248
−HK$897/mo
Today · 4.125%
HK$30,145
baseline
▲ 0.50% · 4.625%
HK$31,979
+HK$1,834/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$60,290/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,557
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,403
−HK$859/mo
Today · 4.125%
HK$33,262
baseline
▲ 0.50% · 4.625%
HK$35,015
+HK$1,753/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$66,524/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,139
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$953/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,978
+HK$1,949/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,529
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,428
−HK$913/mo
Today · 4.125%
HK$35,341
baseline
▲ 0.50% · 4.625%
HK$37,203
+HK$1,862/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,682/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,912
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,904
−HK$1,009/mo
Today · 4.125%
HK$33,913
baseline
▲ 0.50% · 4.625%
HK$35,976
+HK$2,063/mo
Deposit HK$777K · loan HK$7.00M · min. income ≈ HK$67,826/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,501
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,454
−HK$965/mo
Today · 4.125%
HK$37,419
baseline
▲ 0.50% · 4.625%
HK$39,392
+HK$1,973/mo
Deposit HK$777K · loan HK$7.00M · min. income ≈ HK$74,838/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,247 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).