▼ 0.50% · 3.625%
HK$18,745
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,328
−HK$592/mo
Today · 4.125%
HK$19,920
baseline
▲ 0.50% · 4.625%
HK$21,133
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,840/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,854
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,413
−HK$567/mo
Today · 4.125%
HK$21,980
baseline
▲ 0.50% · 4.625%
HK$23,139
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,960/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,619
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,261
−HK$652/mo
Today · 4.125%
HK$21,913
baseline
▲ 0.50% · 4.625%
HK$23,246
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,826/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,939
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,554
−HK$624/mo
Today · 4.125%
HK$24,178
baseline
▲ 0.50% · 4.625%
HK$25,453
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,356/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,494
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,194
−HK$711/mo
Today · 4.125%
HK$23,905
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,810/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,024
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,695
−HK$681/mo
Today · 4.125%
HK$26,376
baseline
▲ 0.50% · 4.625%
HK$27,767
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,752/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,368
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,126
−HK$771/mo
Today · 4.125%
HK$25,897
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,794/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,110
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,837
−HK$737/mo
Today · 4.125%
HK$28,574
baseline
▲ 0.50% · 4.625%
HK$30,081
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,148/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,243
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,059
−HK$830/mo
Today · 4.125%
HK$27,889
baseline
▲ 0.50% · 4.625%
HK$29,586
+HK$1,697/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$55,778/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,195
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,978
−HK$794/mo
Today · 4.125%
HK$30,772
baseline
▲ 0.50% · 4.625%
HK$32,394
+HK$1,622/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$61,544/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,117
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,992
−HK$889/mo
Today · 4.125%
HK$29,881
baseline
▲ 0.50% · 4.625%
HK$31,699
+HK$1,818/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,762/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,280
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,119
−HK$851/mo
Today · 4.125%
HK$32,970
baseline
▲ 0.50% · 4.625%
HK$34,708
+HK$1,738/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,940/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,992
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$948/mo
Today · 4.125%
HK$31,873
baseline
▲ 0.50% · 4.625%
HK$33,812
+HK$1,939/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,746/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,366
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,261
−HK$907/mo
Today · 4.125%
HK$35,168
baseline
▲ 0.50% · 4.625%
HK$37,022
+HK$1,854/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,336/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,866
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$1,007/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,925
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,451
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,402
−HK$964/mo
Today · 4.125%
HK$37,366
baseline
▲ 0.50% · 4.625%
HK$39,336
+HK$1,970/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,732/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,741
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,791
−HK$1,066/mo
Today · 4.125%
HK$35,857
baseline
▲ 0.50% · 4.625%
HK$38,039
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,714/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,537
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,543
−HK$1,021/mo
Today · 4.125%
HK$39,564
baseline
▲ 0.50% · 4.625%
HK$41,650
+HK$2,086/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,128/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,617 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).