▼ 0.50% · 3.625%
HK$17,705
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,256
−HK$559/mo
Today · 4.125%
HK$18,815
baseline
▲ 0.50% · 4.625%
HK$19,960
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,630/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,697
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,225
−HK$536/mo
Today · 4.125%
HK$20,761
baseline
▲ 0.50% · 4.625%
HK$21,855
+HK$1,094/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,522/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,476
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,081
−HK$616/mo
Today · 4.125%
HK$20,697
baseline
▲ 0.50% · 4.625%
HK$21,956
+HK$1,259/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$41,394/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,247
−HK$590/mo
Today · 4.125%
HK$22,837
baseline
▲ 0.50% · 4.625%
HK$24,041
+HK$1,204/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$45,674/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,246
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,907
−HK$671/mo
Today · 4.125%
HK$22,578
baseline
▲ 0.50% · 4.625%
HK$23,952
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,156/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,636
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,270
−HK$643/mo
Today · 4.125%
HK$24,913
baseline
▲ 0.50% · 4.625%
HK$26,226
+HK$1,313/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,826/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,017
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,732
−HK$728/mo
Today · 4.125%
HK$24,460
baseline
▲ 0.50% · 4.625%
HK$25,948
+HK$1,488/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,920/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,606
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$697/mo
Today · 4.125%
HK$26,989
baseline
▲ 0.50% · 4.625%
HK$28,412
+HK$1,423/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$53,978/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,787
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,558
−HK$783/mo
Today · 4.125%
HK$26,341
baseline
▲ 0.50% · 4.625%
HK$27,944
+HK$1,603/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,682/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,575
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,315
−HK$750/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,597
+HK$1,532/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,558
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,384
−HK$839/mo
Today · 4.125%
HK$28,223
baseline
▲ 0.50% · 4.625%
HK$29,940
+HK$1,717/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$56,446/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$804/mo
Today · 4.125%
HK$31,141
baseline
▲ 0.50% · 4.625%
HK$32,783
+HK$1,642/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$62,282/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,328
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,209
−HK$895/mo
Today · 4.125%
HK$30,104
baseline
▲ 0.50% · 4.625%
HK$31,936
+HK$1,832/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,208/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,515
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,360
−HK$857/mo
Today · 4.125%
HK$33,217
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$1,751/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,434/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,099
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,035
−HK$951/mo
Today · 4.125%
HK$31,986
baseline
▲ 0.50% · 4.625%
HK$33,932
+HK$1,946/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$63,972/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,484
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,382
−HK$911/mo
Today · 4.125%
HK$35,293
baseline
▲ 0.50% · 4.625%
HK$37,154
+HK$1,861/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$70,586/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,869
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$1,008/mo
Today · 4.125%
HK$33,868
baseline
▲ 0.50% · 4.625%
HK$35,928
+HK$2,060/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$67,736/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,454
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,405
−HK$964/mo
Today · 4.125%
HK$37,369
baseline
▲ 0.50% · 4.625%
HK$39,339
+HK$1,970/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$74,738/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,935 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).