▼ 0.50% · 3.625%
HK$17,454
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$17,997
−HK$552/mo
Today · 4.125%
HK$18,549
baseline
▲ 0.50% · 4.625%
HK$19,677
+HK$1,128/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,098/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,418
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,938
−HK$529/mo
Today · 4.125%
HK$20,467
baseline
▲ 0.50% · 4.625%
HK$21,546
+HK$1,079/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,934/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,200
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,797
−HK$607/mo
Today · 4.125%
HK$20,404
baseline
▲ 0.50% · 4.625%
HK$21,645
+HK$1,241/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$40,808/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,359
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,932
−HK$581/mo
Today · 4.125%
HK$22,513
baseline
▲ 0.50% · 4.625%
HK$23,700
+HK$1,187/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$45,026/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,945
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,597
−HK$661/mo
Today · 4.125%
HK$22,258
baseline
▲ 0.50% · 4.625%
HK$23,613
+HK$1,355/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,516/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,301
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,926
−HK$634/mo
Today · 4.125%
HK$24,560
baseline
▲ 0.50% · 4.625%
HK$25,855
+HK$1,295/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,120/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,690
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,396
−HK$717/mo
Today · 4.125%
HK$24,113
baseline
▲ 0.50% · 4.625%
HK$25,581
+HK$1,468/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,226/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,243
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,920
−HK$687/mo
Today · 4.125%
HK$26,607
baseline
▲ 0.50% · 4.625%
HK$28,009
+HK$1,402/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,214/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,196
−HK$772/mo
Today · 4.125%
HK$25,968
baseline
▲ 0.50% · 4.625%
HK$27,548
+HK$1,580/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,936/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,185
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$739/mo
Today · 4.125%
HK$28,653
baseline
▲ 0.50% · 4.625%
HK$30,164
+HK$1,511/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,306/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,181
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,996
−HK$827/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,516
+HK$1,693/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,908
−HK$792/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,618/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,795
−HK$883/mo
Today · 4.125%
HK$29,678
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,806/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$59,356/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,901
−HK$846/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,473
+HK$1,726/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,672
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,595
−HK$938/mo
Today · 4.125%
HK$31,533
baseline
▲ 0.50% · 4.625%
HK$33,452
+HK$1,919/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,066/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,895
−HK$898/mo
Today · 4.125%
HK$34,793
baseline
▲ 0.50% · 4.625%
HK$36,627
+HK$1,834/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,586/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,418
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,395
−HK$993/mo
Today · 4.125%
HK$33,388
baseline
▲ 0.50% · 4.625%
HK$35,419
+HK$2,031/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$66,776/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,952
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,889
−HK$951/mo
Today · 4.125%
HK$36,840
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$1,942/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$73,680/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,635 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).