▼ 0.50% · 3.625%
HK$17,358
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,898
−HK$549/mo
Today · 4.125%
HK$18,447
baseline
▲ 0.50% · 4.625%
HK$19,569
+HK$1,122/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,894/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,311
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,829
−HK$525/mo
Today · 4.125%
HK$20,354
baseline
▲ 0.50% · 4.625%
HK$21,427
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,708/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,094
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,688
−HK$604/mo
Today · 4.125%
HK$20,292
baseline
▲ 0.50% · 4.625%
HK$21,526
+HK$1,234/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,584/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,242
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,812
−HK$578/mo
Today · 4.125%
HK$22,390
baseline
▲ 0.50% · 4.625%
HK$23,570
+HK$1,180/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,780/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,830
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,478
−HK$658/mo
Today · 4.125%
HK$22,136
baseline
▲ 0.50% · 4.625%
HK$23,483
+HK$1,347/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,272/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,173
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,795
−HK$630/mo
Today · 4.125%
HK$24,425
baseline
▲ 0.50% · 4.625%
HK$25,713
+HK$1,288/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,850/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,566
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,268
−HK$713/mo
Today · 4.125%
HK$23,981
baseline
▲ 0.50% · 4.625%
HK$25,440
+HK$1,459/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,962/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$683/mo
Today · 4.125%
HK$26,461
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,395/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,922/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,302
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$768/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,397
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,036
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,761
−HK$735/mo
Today · 4.125%
HK$28,496
baseline
▲ 0.50% · 4.625%
HK$29,998
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,992/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,038
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,848
−HK$822/mo
Today · 4.125%
HK$27,670
baseline
▲ 0.50% · 4.625%
HK$29,354
+HK$1,684/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,340/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,967
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,744
−HK$788/mo
Today · 4.125%
HK$30,532
baseline
▲ 0.50% · 4.625%
HK$32,141
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,064/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,774
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,637
−HK$878/mo
Today · 4.125%
HK$29,515
baseline
▲ 0.50% · 4.625%
HK$31,311
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,030/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,898
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,726
−HK$841/mo
Today · 4.125%
HK$32,567
baseline
▲ 0.50% · 4.625%
HK$34,284
+HK$1,717/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,134/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,509
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,427
−HK$933/mo
Today · 4.125%
HK$31,360
baseline
▲ 0.50% · 4.625%
HK$33,268
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,720/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,829
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,709
−HK$894/mo
Today · 4.125%
HK$34,603
baseline
▲ 0.50% · 4.625%
HK$36,426
+HK$1,823/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,206/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,245
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,217
−HK$988/mo
Today · 4.125%
HK$33,205
baseline
▲ 0.50% · 4.625%
HK$35,225
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,410/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,760
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,692
−HK$946/mo
Today · 4.125%
HK$36,638
baseline
▲ 0.50% · 4.625%
HK$38,569
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,276/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,376 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).