▼ 0.50% · 3.625%
HK$18,006
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,566
−HK$569/mo
Today · 4.125%
HK$19,135
baseline
▲ 0.50% · 4.625%
HK$20,300
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,270/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,032
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,569
−HK$545/mo
Today · 4.125%
HK$21,114
baseline
▲ 0.50% · 4.625%
HK$22,227
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,228/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,807
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,423
−HK$626/mo
Today · 4.125%
HK$21,049
baseline
▲ 0.50% · 4.625%
HK$22,330
+HK$1,281/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,098/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,035
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,626
−HK$599/mo
Today · 4.125%
HK$23,225
baseline
▲ 0.50% · 4.625%
HK$24,450
+HK$1,225/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,450/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,608
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,280
−HK$682/mo
Today · 4.125%
HK$22,962
baseline
▲ 0.50% · 4.625%
HK$24,360
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,924/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,038
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,683
−HK$654/mo
Today · 4.125%
HK$25,337
baseline
▲ 0.50% · 4.625%
HK$26,672
+HK$1,335/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,674/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,408
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,136
−HK$740/mo
Today · 4.125%
HK$24,876
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,514/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,752/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,041
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,740
−HK$708/mo
Today · 4.125%
HK$27,448
baseline
▲ 0.50% · 4.625%
HK$28,895
+HK$1,447/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,896/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,993
−HK$797/mo
Today · 4.125%
HK$26,790
baseline
▲ 0.50% · 4.625%
HK$28,420
+HK$1,630/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,580/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,044
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,797
−HK$763/mo
Today · 4.125%
HK$29,560
baseline
▲ 0.50% · 4.625%
HK$31,118
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,120/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,850
−HK$853/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,450
+HK$1,747/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,048
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$817/mo
Today · 4.125%
HK$31,671
baseline
▲ 0.50% · 4.625%
HK$33,340
+HK$1,669/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,342/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,810
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,706
−HK$911/mo
Today · 4.125%
HK$30,617
baseline
▲ 0.50% · 4.625%
HK$32,480
+HK$1,863/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,234/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,051
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,910
−HK$872/mo
Today · 4.125%
HK$33,782
baseline
▲ 0.50% · 4.625%
HK$35,563
+HK$1,781/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,564/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,611
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,563
−HK$967/mo
Today · 4.125%
HK$32,530
baseline
▲ 0.50% · 4.625%
HK$34,510
+HK$1,980/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,060/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,054
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,967
−HK$927/mo
Today · 4.125%
HK$35,894
baseline
▲ 0.50% · 4.625%
HK$37,786
+HK$1,892/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,788/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,411
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,419
−HK$1,025/mo
Today · 4.125%
HK$34,444
baseline
▲ 0.50% · 4.625%
HK$36,540
+HK$2,096/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,888/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,057
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,024
−HK$981/mo
Today · 4.125%
HK$38,005
baseline
▲ 0.50% · 4.625%
HK$40,009
+HK$2,004/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,010/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).