▼ 0.50% · 3.625%
HK$18,021
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,581
−HK$570/mo
Today · 4.125%
HK$19,151
baseline
▲ 0.50% · 4.625%
HK$20,316
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,302/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,048
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,586
−HK$545/mo
Today · 4.125%
HK$21,131
baseline
▲ 0.50% · 4.625%
HK$22,245
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,262/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,823
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,439
−HK$627/mo
Today · 4.125%
HK$21,066
baseline
▲ 0.50% · 4.625%
HK$22,348
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,132/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,053
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,644
−HK$600/mo
Today · 4.125%
HK$23,244
baseline
▲ 0.50% · 4.625%
HK$24,469
+HK$1,225/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,488/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,298
−HK$683/mo
Today · 4.125%
HK$22,981
baseline
▲ 0.50% · 4.625%
HK$24,379
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,962/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,058
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$654/mo
Today · 4.125%
HK$25,357
baseline
▲ 0.50% · 4.625%
HK$26,694
+HK$1,337/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,714/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,427
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,156
−HK$740/mo
Today · 4.125%
HK$24,896
baseline
▲ 0.50% · 4.625%
HK$26,411
+HK$1,515/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,792/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,062
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,761
−HK$709/mo
Today · 4.125%
HK$27,470
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,448/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,940/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,229
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$797/mo
Today · 4.125%
HK$26,811
baseline
▲ 0.50% · 4.625%
HK$28,443
+HK$1,632/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,622/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,067
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$763/mo
Today · 4.125%
HK$29,583
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,560/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,166/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,031
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,872
−HK$854/mo
Today · 4.125%
HK$28,726
baseline
▲ 0.50% · 4.625%
HK$30,474
+HK$1,748/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,452/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,072
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,878
−HK$819/mo
Today · 4.125%
HK$31,697
baseline
▲ 0.50% · 4.625%
HK$33,367
+HK$1,670/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,394/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,833
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,730
−HK$911/mo
Today · 4.125%
HK$30,641
baseline
▲ 0.50% · 4.625%
HK$32,506
+HK$1,865/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,282/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,077
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,937
−HK$873/mo
Today · 4.125%
HK$33,810
baseline
▲ 0.50% · 4.625%
HK$35,592
+HK$1,782/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,620/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,635
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,588
−HK$968/mo
Today · 4.125%
HK$32,556
baseline
▲ 0.50% · 4.625%
HK$34,537
+HK$1,981/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,112/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,996
−HK$927/mo
Today · 4.125%
HK$35,923
baseline
▲ 0.50% · 4.625%
HK$37,816
+HK$1,893/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,846/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,437
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$1,025/mo
Today · 4.125%
HK$34,471
baseline
▲ 0.50% · 4.625%
HK$36,569
+HK$2,098/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,942/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,086
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,054
−HK$982/mo
Today · 4.125%
HK$38,036
baseline
▲ 0.50% · 4.625%
HK$40,041
+HK$2,005/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,072/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,089 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).