▼ 0.50% · 3.625%
HK$17,622
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,170
−HK$557/mo
Today · 4.125%
HK$18,727
baseline
▲ 0.50% · 4.625%
HK$19,867
+HK$1,140/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,454/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,604
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,130
−HK$533/mo
Today · 4.125%
HK$20,663
baseline
▲ 0.50% · 4.625%
HK$21,753
+HK$1,090/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,326/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,384
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,987
−HK$613/mo
Today · 4.125%
HK$20,600
baseline
▲ 0.50% · 4.625%
HK$21,853
+HK$1,253/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,200/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,565
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,143
−HK$587/mo
Today · 4.125%
HK$22,730
baseline
▲ 0.50% · 4.625%
HK$23,928
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,460/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,146
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,804
−HK$668/mo
Today · 4.125%
HK$22,472
baseline
▲ 0.50% · 4.625%
HK$23,840
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,944/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,525
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,156
−HK$640/mo
Today · 4.125%
HK$24,796
baseline
▲ 0.50% · 4.625%
HK$26,103
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,592/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,909
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,621
−HK$724/mo
Today · 4.125%
HK$24,345
baseline
▲ 0.50% · 4.625%
HK$25,827
+HK$1,482/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,690/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,486
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,169
−HK$694/mo
Today · 4.125%
HK$26,863
baseline
▲ 0.50% · 4.625%
HK$28,278
+HK$1,415/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,726/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,671
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,438
−HK$780/mo
Today · 4.125%
HK$26,218
baseline
▲ 0.50% · 4.625%
HK$27,813
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,436/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,446
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,182
−HK$747/mo
Today · 4.125%
HK$28,929
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,858/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,433
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,255
−HK$836/mo
Today · 4.125%
HK$28,091
baseline
▲ 0.50% · 4.625%
HK$29,800
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,182/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,406
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,195
−HK$800/mo
Today · 4.125%
HK$30,995
baseline
▲ 0.50% · 4.625%
HK$32,629
+HK$1,634/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$61,990/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,195
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$891/mo
Today · 4.125%
HK$29,963
baseline
▲ 0.50% · 4.625%
HK$31,786
+HK$1,823/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,926/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,367
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$854/mo
Today · 4.125%
HK$33,062
baseline
▲ 0.50% · 4.625%
HK$34,804
+HK$1,742/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,124/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,957
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,889
−HK$947/mo
Today · 4.125%
HK$31,836
baseline
▲ 0.50% · 4.625%
HK$33,773
+HK$1,937/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,672/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,327
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,221
−HK$907/mo
Today · 4.125%
HK$35,128
baseline
▲ 0.50% · 4.625%
HK$36,980
+HK$1,852/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,256/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,720
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,706
−HK$1,003/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,760
+HK$2,051/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,288
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,234
−HK$960/mo
Today · 4.125%
HK$37,194
baseline
▲ 0.50% · 4.625%
HK$39,155
+HK$1,961/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,388/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).