▼ 0.50% · 3.625%
HK$17,730
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,281
−HK$561/mo
Today · 4.125%
HK$18,842
baseline
▲ 0.50% · 4.625%
HK$19,988
+HK$1,146/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,684/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,724
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,253
−HK$537/mo
Today · 4.125%
HK$20,790
baseline
▲ 0.50% · 4.625%
HK$21,886
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,580/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,503
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,109
−HK$617/mo
Today · 4.125%
HK$20,726
baseline
▲ 0.50% · 4.625%
HK$21,987
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,452/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,697
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,278
−HK$591/mo
Today · 4.125%
HK$22,869
baseline
▲ 0.50% · 4.625%
HK$24,074
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,738/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,276
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$673/mo
Today · 4.125%
HK$22,610
baseline
▲ 0.50% · 4.625%
HK$23,986
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,220/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,669
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$644/mo
Today · 4.125%
HK$24,948
baseline
▲ 0.50% · 4.625%
HK$26,263
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,896/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,049
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,766
−HK$728/mo
Today · 4.125%
HK$24,494
baseline
▲ 0.50% · 4.625%
HK$25,984
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,988/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,641
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,329
−HK$698/mo
Today · 4.125%
HK$27,027
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,424/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,054/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,822
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,594
−HK$784/mo
Today · 4.125%
HK$26,378
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,756/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,614
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$752/mo
Today · 4.125%
HK$29,106
baseline
▲ 0.50% · 4.625%
HK$30,640
+HK$1,534/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,212/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,595
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,422
−HK$840/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,982
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,380
−HK$805/mo
Today · 4.125%
HK$31,185
baseline
▲ 0.50% · 4.625%
HK$32,828
+HK$1,643/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,370/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,368
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,250
−HK$896/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,981
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,559
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$859/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,017
+HK$1,753/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,140
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,078
−HK$953/mo
Today · 4.125%
HK$32,031
baseline
▲ 0.50% · 4.625%
HK$33,980
+HK$1,949/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,062/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,531
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,430
−HK$913/mo
Today · 4.125%
HK$35,343
baseline
▲ 0.50% · 4.625%
HK$37,206
+HK$1,863/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,686/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,913
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,906
−HK$1,009/mo
Today · 4.125%
HK$33,915
baseline
▲ 0.50% · 4.625%
HK$35,978
+HK$2,063/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,830/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,503
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,456
−HK$966/mo
Today · 4.125%
HK$37,422
baseline
▲ 0.50% · 4.625%
HK$39,394
+HK$1,972/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,844/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,260 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).