▼ 0.50% · 3.625%
HK$17,539
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,084
−HK$555/mo
Today · 4.125%
HK$18,639
baseline
▲ 0.50% · 4.625%
HK$19,773
+HK$1,134/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,278/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,512
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,035
−HK$531/mo
Today · 4.125%
HK$20,566
baseline
▲ 0.50% · 4.625%
HK$21,650
+HK$1,084/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,132/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,293
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,893
−HK$610/mo
Today · 4.125%
HK$20,503
baseline
▲ 0.50% · 4.625%
HK$21,750
+HK$1,247/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,006/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,463
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$584/mo
Today · 4.125%
HK$22,623
baseline
▲ 0.50% · 4.625%
HK$23,815
+HK$1,192/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,246/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,047
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,701
−HK$665/mo
Today · 4.125%
HK$22,366
baseline
▲ 0.50% · 4.625%
HK$23,727
+HK$1,361/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$44,732/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,414
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,042
−HK$637/mo
Today · 4.125%
HK$24,679
baseline
▲ 0.50% · 4.625%
HK$25,980
+HK$1,301/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$49,358/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,801
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,510
−HK$720/mo
Today · 4.125%
HK$24,230
baseline
▲ 0.50% · 4.625%
HK$25,705
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,460/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,365
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,046
−HK$690/mo
Today · 4.125%
HK$26,736
baseline
▲ 0.50% · 4.625%
HK$28,145
+HK$1,409/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,472/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,554
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,318
−HK$776/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,682
+HK$1,588/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,317
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$743/mo
Today · 4.125%
HK$28,792
baseline
▲ 0.50% · 4.625%
HK$30,310
+HK$1,518/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,584/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,308
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,127
−HK$831/mo
Today · 4.125%
HK$27,958
baseline
▲ 0.50% · 4.625%
HK$29,659
+HK$1,701/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,916/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,268
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,053
−HK$796/mo
Today · 4.125%
HK$30,849
baseline
▲ 0.50% · 4.625%
HK$32,475
+HK$1,626/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,698/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,062
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,935
−HK$887/mo
Today · 4.125%
HK$29,822
baseline
▲ 0.50% · 4.625%
HK$31,637
+HK$1,815/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$59,644/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,056
−HK$850/mo
Today · 4.125%
HK$32,906
baseline
▲ 0.50% · 4.625%
HK$34,640
+HK$1,734/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$65,812/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,816
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,744
−HK$942/mo
Today · 4.125%
HK$31,686
baseline
▲ 0.50% · 4.625%
HK$33,614
+HK$1,928/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,372/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,170
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,060
−HK$902/mo
Today · 4.125%
HK$34,962
baseline
▲ 0.50% · 4.625%
HK$36,805
+HK$1,843/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,924/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,570
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,552
−HK$998/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,591
+HK$2,041/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,121
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,063
−HK$956/mo
Today · 4.125%
HK$37,019
baseline
▲ 0.50% · 4.625%
HK$38,970
+HK$1,951/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$74,038/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,749 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).