▼ 0.50% · 3.625%
HK$17,730
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,281
−HK$560/mo
Today · 4.125%
HK$18,841
baseline
▲ 0.50% · 4.625%
HK$19,988
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,682/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,724
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,253
−HK$537/mo
Today · 4.125%
HK$20,790
baseline
▲ 0.50% · 4.625%
HK$21,885
+HK$1,095/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,580/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,502
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,109
−HK$616/mo
Today · 4.125%
HK$20,725
baseline
▲ 0.50% · 4.625%
HK$21,987
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,450/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,696
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,278
−HK$590/mo
Today · 4.125%
HK$22,868
baseline
▲ 0.50% · 4.625%
HK$24,074
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,736/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,275
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$673/mo
Today · 4.125%
HK$22,610
baseline
▲ 0.50% · 4.625%
HK$23,985
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,220/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,669
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$644/mo
Today · 4.125%
HK$24,947
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,894/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,048
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,765
−HK$729/mo
Today · 4.125%
HK$24,494
baseline
▲ 0.50% · 4.625%
HK$25,984
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,988/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,641
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,329
−HK$697/mo
Today · 4.125%
HK$27,026
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,052/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,821
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,593
−HK$785/mo
Today · 4.125%
HK$26,378
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,756/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,613
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$751/mo
Today · 4.125%
HK$29,105
baseline
▲ 0.50% · 4.625%
HK$30,640
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,210/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,594
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,422
−HK$840/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,982
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,379
−HK$805/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$32,828
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,367
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,250
−HK$896/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,980
+HK$1,834/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$858/mo
Today · 4.125%
HK$33,263
baseline
▲ 0.50% · 4.625%
HK$35,017
+HK$1,754/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,526/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,140
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,078
−HK$952/mo
Today · 4.125%
HK$32,030
baseline
▲ 0.50% · 4.625%
HK$33,979
+HK$1,949/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,060/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,531
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,430
−HK$912/mo
Today · 4.125%
HK$35,342
baseline
▲ 0.50% · 4.625%
HK$37,205
+HK$1,863/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,684/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,913
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,906
−HK$1,008/mo
Today · 4.125%
HK$33,914
baseline
▲ 0.50% · 4.625%
HK$35,978
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,828/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,503
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,455
−HK$966/mo
Today · 4.125%
HK$37,421
baseline
▲ 0.50% · 4.625%
HK$39,394
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,842/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).