▼ 0.50% · 3.625%
HK$22,292
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$704/mo
Today · 4.125%
HK$23,690
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,380/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,800
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,465
−HK$675/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,518
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,521
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,284
−HK$775/mo
Today · 4.125%
HK$26,059
baseline
▲ 0.50% · 4.625%
HK$27,645
+HK$1,586/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,118/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,280
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,012
−HK$742/mo
Today · 4.125%
HK$28,754
baseline
▲ 0.50% · 4.625%
HK$30,269
+HK$1,515/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,508/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,751
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,583
−HK$845/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$30,158
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,760
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,558
−HK$810/mo
Today · 4.125%
HK$31,368
baseline
▲ 0.50% · 4.625%
HK$33,021
+HK$1,653/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,736/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,980
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$916/mo
Today · 4.125%
HK$30,797
baseline
▲ 0.50% · 4.625%
HK$32,671
+HK$1,874/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,594/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,240
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,105
−HK$877/mo
Today · 4.125%
HK$33,982
baseline
▲ 0.50% · 4.625%
HK$35,773
+HK$1,791/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,964/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,209
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,180
−HK$986/mo
Today · 4.125%
HK$33,166
baseline
▲ 0.50% · 4.625%
HK$35,184
+HK$2,018/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,332/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,720
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,651
−HK$945/mo
Today · 4.125%
HK$36,596
baseline
▲ 0.50% · 4.625%
HK$38,525
+HK$1,929/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,192/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,438
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,478
−HK$1,057/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,697
+HK$2,162/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,200
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,198
−HK$1,012/mo
Today · 4.125%
HK$39,210
baseline
▲ 0.50% · 4.625%
HK$41,276
+HK$2,066/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,420/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,668
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,777
−HK$1,127/mo
Today · 4.125%
HK$37,904
baseline
▲ 0.50% · 4.625%
HK$40,211
+HK$2,307/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$75,808/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,680
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,744
−HK$1,080/mo
Today · 4.125%
HK$41,824
baseline
▲ 0.50% · 4.625%
HK$44,028
+HK$2,204/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$83,648/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,897
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,076
−HK$1,197/mo
Today · 4.125%
HK$40,273
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,451/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,546/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,160
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,291
−HK$1,147/mo
Today · 4.125%
HK$44,438
baseline
▲ 0.50% · 4.625%
HK$46,780
+HK$2,342/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,876/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,126
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,374
−HK$1,268/mo
Today · 4.125%
HK$42,642
baseline
▲ 0.50% · 4.625%
HK$45,237
+HK$2,595/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,284/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,640
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,837
−HK$1,215/mo
Today · 4.125%
HK$47,052
baseline
▲ 0.50% · 4.625%
HK$49,532
+HK$2,480/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,104/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,620 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).