▼ 0.50% · 3.625%
HK$21,839
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,519
−HK$690/mo
Today · 4.125%
HK$23,209
baseline
▲ 0.50% · 4.625%
HK$24,621
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,418/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$661/mo
Today · 4.125%
HK$25,609
baseline
▲ 0.50% · 4.625%
HK$26,958
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,218/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,023
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,770
−HK$760/mo
Today · 4.125%
HK$25,530
baseline
▲ 0.50% · 4.625%
HK$27,083
+HK$1,553/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,060/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,726
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,442
−HK$727/mo
Today · 4.125%
HK$28,169
baseline
▲ 0.50% · 4.625%
HK$29,654
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,338/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,207
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,022
−HK$828/mo
Today · 4.125%
HK$27,850
baseline
▲ 0.50% · 4.625%
HK$29,545
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,700/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,155
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,937
−HK$793/mo
Today · 4.125%
HK$30,730
baseline
▲ 0.50% · 4.625%
HK$32,350
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,460/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,391
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,274
−HK$897/mo
Today · 4.125%
HK$30,171
baseline
▲ 0.50% · 4.625%
HK$32,007
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,342/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,585
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,432
−HK$859/mo
Today · 4.125%
HK$33,291
baseline
▲ 0.50% · 4.625%
HK$35,046
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,582/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,575
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,526
−HK$966/mo
Today · 4.125%
HK$32,492
baseline
▲ 0.50% · 4.625%
HK$34,469
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,984/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,014
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,927
−HK$925/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$37,742
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,759
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,778
−HK$1,035/mo
Today · 4.125%
HK$34,813
baseline
▲ 0.50% · 4.625%
HK$36,931
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,626/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,444
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,421
−HK$992/mo
Today · 4.125%
HK$38,413
baseline
▲ 0.50% · 4.625%
HK$40,438
+HK$2,025/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,826/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,943
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,030
−HK$1,104/mo
Today · 4.125%
HK$37,134
baseline
▲ 0.50% · 4.625%
HK$39,394
+HK$2,260/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,268/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,873
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,916
−HK$1,058/mo
Today · 4.125%
HK$40,974
baseline
▲ 0.50% · 4.625%
HK$43,133
+HK$2,159/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,948/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,282
−HK$1,173/mo
Today · 4.125%
HK$39,455
baseline
▲ 0.50% · 4.625%
HK$41,856
+HK$2,401/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,910/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,303
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,411
−HK$1,124/mo
Today · 4.125%
HK$43,535
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,294/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,070/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,311
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,533
−HK$1,243/mo
Today · 4.125%
HK$41,776
baseline
▲ 0.50% · 4.625%
HK$44,318
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,552/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,733
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,906
−HK$1,189/mo
Today · 4.125%
HK$46,095
baseline
▲ 0.50% · 4.625%
HK$48,525
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,190/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,754 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).