▼ 0.50% · 3.625%
HK$21,966
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,649
−HK$694/mo
Today · 4.125%
HK$23,343
baseline
▲ 0.50% · 4.625%
HK$24,764
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,686/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,437
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,092
−HK$665/mo
Today · 4.125%
HK$25,757
baseline
▲ 0.50% · 4.625%
HK$27,115
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,514/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,163
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,914
−HK$764/mo
Today · 4.125%
HK$25,678
baseline
▲ 0.50% · 4.625%
HK$27,240
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,356/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,881
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,602
−HK$731/mo
Today · 4.125%
HK$28,333
baseline
▲ 0.50% · 4.625%
HK$29,826
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,666/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,359
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,179
−HK$833/mo
Today · 4.125%
HK$28,012
baseline
▲ 0.50% · 4.625%
HK$29,717
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,024/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,324
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,111
−HK$798/mo
Today · 4.125%
HK$30,909
baseline
▲ 0.50% · 4.625%
HK$32,538
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,818/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$902/mo
Today · 4.125%
HK$30,346
baseline
▲ 0.50% · 4.625%
HK$32,193
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,692/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,768
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$864/mo
Today · 4.125%
HK$33,484
baseline
▲ 0.50% · 4.625%
HK$35,249
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,968/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,752
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,709
−HK$972/mo
Today · 4.125%
HK$32,681
baseline
▲ 0.50% · 4.625%
HK$34,669
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,362/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,212
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,129
−HK$931/mo
Today · 4.125%
HK$36,060
baseline
▲ 0.50% · 4.625%
HK$37,961
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,120/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,949
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,974
−HK$1,041/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$37,146
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,638
−HK$998/mo
Today · 4.125%
HK$38,636
baseline
▲ 0.50% · 4.625%
HK$40,672
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,272/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,146
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,239
−HK$1,111/mo
Today · 4.125%
HK$37,350
baseline
▲ 0.50% · 4.625%
HK$39,622
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,700/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,099
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,148
−HK$1,064/mo
Today · 4.125%
HK$41,212
baseline
▲ 0.50% · 4.625%
HK$43,384
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,424/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,342
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,180/mo
Today · 4.125%
HK$39,684
baseline
▲ 0.50% · 4.625%
HK$42,099
+HK$2,415/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$79,368/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,543
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,657
−HK$1,130/mo
Today · 4.125%
HK$43,787
baseline
▲ 0.50% · 4.625%
HK$46,095
+HK$2,308/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$87,574/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,539
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,769
−HK$1,249/mo
Today · 4.125%
HK$42,018
baseline
▲ 0.50% · 4.625%
HK$44,575
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,036/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,987
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,166
−HK$1,197/mo
Today · 4.125%
HK$46,363
baseline
▲ 0.50% · 4.625%
HK$48,807
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,726/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).