▼ 0.50% · 3.625%
HK$17,739
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,291
−HK$561/mo
Today · 4.125%
HK$18,852
baseline
▲ 0.50% · 4.625%
HK$19,999
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,704/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,735
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,264
−HK$537/mo
Today · 4.125%
HK$20,801
baseline
▲ 0.50% · 4.625%
HK$21,898
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,602/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,120
−HK$617/mo
Today · 4.125%
HK$20,737
baseline
▲ 0.50% · 4.625%
HK$21,999
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,474/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,708
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$590/mo
Today · 4.125%
HK$22,881
baseline
▲ 0.50% · 4.625%
HK$24,087
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,762/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,287
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,949
−HK$673/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,999
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,682
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,317
−HK$644/mo
Today · 4.125%
HK$24,961
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,922/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,779
−HK$728/mo
Today · 4.125%
HK$24,507
baseline
▲ 0.50% · 4.625%
HK$25,999
+HK$1,492/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,014/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,655
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,343
−HK$698/mo
Today · 4.125%
HK$27,041
baseline
▲ 0.50% · 4.625%
HK$28,467
+HK$1,426/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,082/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,835
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,608
−HK$785/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,999
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,629
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,370
−HK$752/mo
Today · 4.125%
HK$29,122
baseline
▲ 0.50% · 4.625%
HK$30,657
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,244/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,609
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,437
−HK$841/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,998
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,602
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,396
−HK$806/mo
Today · 4.125%
HK$31,202
baseline
▲ 0.50% · 4.625%
HK$32,846
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,404/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,383
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,266
−HK$897/mo
Today · 4.125%
HK$30,163
baseline
▲ 0.50% · 4.625%
HK$31,998
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,326/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,576
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,423
−HK$859/mo
Today · 4.125%
HK$33,282
baseline
▲ 0.50% · 4.625%
HK$35,036
+HK$1,754/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,564/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,095
−HK$953/mo
Today · 4.125%
HK$32,048
baseline
▲ 0.50% · 4.625%
HK$33,998
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,096/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,549
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,449
−HK$913/mo
Today · 4.125%
HK$35,362
baseline
▲ 0.50% · 4.625%
HK$37,226
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,724/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,931
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$1,009/mo
Today · 4.125%
HK$33,933
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$2,065/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,866/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,523
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,476
−HK$966/mo
Today · 4.125%
HK$37,442
baseline
▲ 0.50% · 4.625%
HK$39,416
+HK$1,974/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,884/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,388 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).