▼ 0.50% · 3.625%
HK$22,491
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,191
−HK$711/mo
Today · 4.125%
HK$23,902
baseline
▲ 0.50% · 4.625%
HK$25,356
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,804/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,021
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$681/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,740
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,510
−HK$782/mo
Today · 4.125%
HK$26,292
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,584/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,523
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,262
−HK$748/mo
Today · 4.125%
HK$29,010
baseline
▲ 0.50% · 4.625%
HK$30,540
+HK$1,530/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$58,020/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,990
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,829
−HK$853/mo
Today · 4.125%
HK$28,682
baseline
▲ 0.50% · 4.625%
HK$30,427
+HK$1,745/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,364/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,026
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,831
−HK$817/mo
Today · 4.125%
HK$31,648
baseline
▲ 0.50% · 4.625%
HK$33,316
+HK$1,668/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,296/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,239
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,148
−HK$924/mo
Today · 4.125%
HK$31,072
baseline
▲ 0.50% · 4.625%
HK$32,963
+HK$1,891/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,144/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,528
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,400
−HK$885/mo
Today · 4.125%
HK$34,285
baseline
▲ 0.50% · 4.625%
HK$36,092
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,570/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,488
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$995/mo
Today · 4.125%
HK$33,462
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,924/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,030
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,969
−HK$953/mo
Today · 4.125%
HK$36,922
baseline
▲ 0.50% · 4.625%
HK$38,869
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,844/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,737
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$1,066/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$38,034
+HK$2,182/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,532
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,021/mo
Today · 4.125%
HK$39,560
baseline
▲ 0.50% · 4.625%
HK$41,645
+HK$2,085/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,120/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,986
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,105
−HK$1,138/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,327/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,034
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,108
−HK$1,089/mo
Today · 4.125%
HK$42,197
baseline
▲ 0.50% · 4.625%
HK$44,421
+HK$2,224/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,394/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,235
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,424
−HK$1,209/mo
Today · 4.125%
HK$40,633
baseline
▲ 0.50% · 4.625%
HK$43,105
+HK$2,472/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,266/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,536
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,677
−HK$1,157/mo
Today · 4.125%
HK$44,834
baseline
▲ 0.50% · 4.625%
HK$47,198
+HK$2,364/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,668/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,484
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,744
−HK$1,279/mo
Today · 4.125%
HK$43,023
baseline
▲ 0.50% · 4.625%
HK$45,641
+HK$2,618/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$86,046/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,038
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,246
−HK$1,226/mo
Today · 4.125%
HK$47,472
baseline
▲ 0.50% · 4.625%
HK$49,974
+HK$2,502/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$94,944/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,348 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).