▼ 0.50% · 3.625%
HK$17,779
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,332
−HK$562/mo
Today · 4.125%
HK$18,894
baseline
▲ 0.50% · 4.625%
HK$20,044
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,788/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,779
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,309
−HK$539/mo
Today · 4.125%
HK$20,848
baseline
▲ 0.50% · 4.625%
HK$21,946
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,696/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,557
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,165
−HK$618/mo
Today · 4.125%
HK$20,783
baseline
▲ 0.50% · 4.625%
HK$22,048
+HK$1,265/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,566/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,757
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,340
−HK$592/mo
Today · 4.125%
HK$22,932
baseline
▲ 0.50% · 4.625%
HK$24,141
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,864/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,335
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,998
−HK$675/mo
Today · 4.125%
HK$22,673
baseline
▲ 0.50% · 4.625%
HK$24,052
+HK$1,379/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,346/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,735
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,371
−HK$646/mo
Today · 4.125%
HK$25,017
baseline
▲ 0.50% · 4.625%
HK$26,336
+HK$1,319/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,034/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,113
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,832
−HK$730/mo
Today · 4.125%
HK$24,562
baseline
▲ 0.50% · 4.625%
HK$26,057
+HK$1,495/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,124/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,713
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,402
−HK$700/mo
Today · 4.125%
HK$27,102
baseline
▲ 0.50% · 4.625%
HK$28,530
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,204/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,891
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,665
−HK$786/mo
Today · 4.125%
HK$26,451
baseline
▲ 0.50% · 4.625%
HK$28,061
+HK$1,610/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,902/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,690
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,433
−HK$754/mo
Today · 4.125%
HK$29,187
baseline
▲ 0.50% · 4.625%
HK$30,725
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,374/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,498
−HK$843/mo
Today · 4.125%
HK$28,341
baseline
▲ 0.50% · 4.625%
HK$30,065
+HK$1,724/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,682/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,668
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$807/mo
Today · 4.125%
HK$31,271
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,649/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,542/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,446
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$899/mo
Today · 4.125%
HK$30,230
baseline
▲ 0.50% · 4.625%
HK$32,070
+HK$1,840/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,460/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,646
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,495
−HK$861/mo
Today · 4.125%
HK$33,356
baseline
▲ 0.50% · 4.625%
HK$35,114
+HK$1,758/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,712/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,224
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,164
−HK$956/mo
Today · 4.125%
HK$32,120
baseline
▲ 0.50% · 4.625%
HK$34,074
+HK$1,954/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,240/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,624
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,526
−HK$915/mo
Today · 4.125%
HK$35,441
baseline
▲ 0.50% · 4.625%
HK$37,309
+HK$1,868/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,882/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,002
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,998
−HK$1,011/mo
Today · 4.125%
HK$34,009
baseline
▲ 0.50% · 4.625%
HK$36,078
+HK$2,069/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,018/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,602
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,557
−HK$969/mo
Today · 4.125%
HK$37,526
baseline
▲ 0.50% · 4.625%
HK$39,504
+HK$1,978/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,052/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,908 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).