▼ 0.50% · 3.625%
HK$17,595
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,143
−HK$556/mo
Today · 4.125%
HK$18,699
baseline
▲ 0.50% · 4.625%
HK$19,837
+HK$1,138/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,398/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,575
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,100
−HK$532/mo
Today · 4.125%
HK$20,632
baseline
▲ 0.50% · 4.625%
HK$21,720
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,264/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,355
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,957
−HK$612/mo
Today · 4.125%
HK$20,569
baseline
▲ 0.50% · 4.625%
HK$21,820
+HK$1,251/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,138/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,532
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,110
−HK$586/mo
Today · 4.125%
HK$22,696
baseline
▲ 0.50% · 4.625%
HK$23,892
+HK$1,196/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,392/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,115
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,771
−HK$668/mo
Today · 4.125%
HK$22,439
baseline
▲ 0.50% · 4.625%
HK$23,804
+HK$1,365/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,878/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,490
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,120
−HK$639/mo
Today · 4.125%
HK$24,759
baseline
▲ 0.50% · 4.625%
HK$26,064
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,518/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,874
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$723/mo
Today · 4.125%
HK$24,309
baseline
▲ 0.50% · 4.625%
HK$25,788
+HK$1,479/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,618/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,447
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,130
−HK$692/mo
Today · 4.125%
HK$26,822
baseline
▲ 0.50% · 4.625%
HK$28,236
+HK$1,414/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,644/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,634
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,400
−HK$778/mo
Today · 4.125%
HK$26,178
baseline
▲ 0.50% · 4.625%
HK$27,771
+HK$1,593/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,356/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,405
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,140
−HK$745/mo
Today · 4.125%
HK$28,885
baseline
▲ 0.50% · 4.625%
HK$30,408
+HK$1,523/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,770/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,393
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,214
−HK$834/mo
Today · 4.125%
HK$28,048
baseline
▲ 0.50% · 4.625%
HK$29,755
+HK$1,707/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,096/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,362
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,150
−HK$799/mo
Today · 4.125%
HK$30,949
baseline
▲ 0.50% · 4.625%
HK$32,580
+HK$1,631/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,898/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,028
−HK$890/mo
Today · 4.125%
HK$29,918
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,821/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,836/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$852/mo
Today · 4.125%
HK$33,012
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,740/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$66,024/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,912
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,843
−HK$945/mo
Today · 4.125%
HK$31,788
baseline
▲ 0.50% · 4.625%
HK$33,722
+HK$1,934/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,576/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,277
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,170
−HK$905/mo
Today · 4.125%
HK$35,075
baseline
▲ 0.50% · 4.625%
HK$36,924
+HK$1,849/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,150/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,672
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$1,001/mo
Today · 4.125%
HK$33,658
baseline
▲ 0.50% · 4.625%
HK$35,706
+HK$2,048/mo
Deposit HK$772K · loan HK$6.94M · min. income ≈ HK$67,316/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,235
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,180
−HK$958/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,096
+HK$1,958/mo
Deposit HK$772K · loan HK$6.94M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,494 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).