▼ 0.50% · 3.625%
HK$18,403
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,976
−HK$582/mo
Today · 4.125%
HK$19,558
baseline
▲ 0.50% · 4.625%
HK$20,748
+HK$1,190/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,116/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,474
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,023
−HK$557/mo
Today · 4.125%
HK$21,580
baseline
▲ 0.50% · 4.625%
HK$22,717
+HK$1,137/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,160/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,244
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,874
−HK$639/mo
Today · 4.125%
HK$21,513
baseline
▲ 0.50% · 4.625%
HK$22,822
+HK$1,309/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,026/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,521
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,125
−HK$613/mo
Today · 4.125%
HK$23,738
baseline
▲ 0.50% · 4.625%
HK$24,989
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,476/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,084
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,771
−HK$698/mo
Today · 4.125%
HK$23,469
baseline
▲ 0.50% · 4.625%
HK$24,897
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,938/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,568
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,227
−HK$669/mo
Today · 4.125%
HK$25,896
baseline
▲ 0.50% · 4.625%
HK$27,261
+HK$1,365/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,792/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,925
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,669
−HK$756/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,547/mo
Deposit HK$2.82M · loan HK$5.25M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,616
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,330
−HK$724/mo
Today · 4.125%
HK$28,054
baseline
▲ 0.50% · 4.625%
HK$29,533
+HK$1,479/mo
Deposit HK$2.82M · loan HK$5.25M · min. income ≈ HK$56,108/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,566
−HK$815/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,666/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,663
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$780/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$31,804
+HK$1,592/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,605
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,464
−HK$872/mo
Today · 4.125%
HK$29,336
baseline
▲ 0.50% · 4.625%
HK$31,121
+HK$1,785/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,672/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,711
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,534
−HK$836/mo
Today · 4.125%
HK$32,370
baseline
▲ 0.50% · 4.625%
HK$34,076
+HK$1,706/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,740/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,446
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$930/mo
Today · 4.125%
HK$31,292
baseline
▲ 0.50% · 4.625%
HK$33,196
+HK$1,904/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,584/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,758
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,636
−HK$892/mo
Today · 4.125%
HK$34,528
baseline
▲ 0.50% · 4.625%
HK$36,348
+HK$1,820/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,056/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,286
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,259
−HK$989/mo
Today · 4.125%
HK$33,248
baseline
▲ 0.50% · 4.625%
HK$35,271
+HK$2,023/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,496/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,805
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,739
−HK$947/mo
Today · 4.125%
HK$36,686
baseline
▲ 0.50% · 4.625%
HK$38,619
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,372/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,126
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$1,047/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,346
+HK$2,142/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,853
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,003/mo
Today · 4.125%
HK$38,844
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,047/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,688/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,124 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).