▼ 0.50% · 3.625%
HK$17,747
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,299
−HK$561/mo
Today · 4.125%
HK$18,860
baseline
▲ 0.50% · 4.625%
HK$20,007
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,720/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,743
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,273
−HK$537/mo
Today · 4.125%
HK$20,810
baseline
▲ 0.50% · 4.625%
HK$21,907
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,620/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,521
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,129
−HK$617/mo
Today · 4.125%
HK$20,746
baseline
▲ 0.50% · 4.625%
HK$22,008
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,492/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,717
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,300
−HK$591/mo
Today · 4.125%
HK$22,891
baseline
▲ 0.50% · 4.625%
HK$24,097
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,782/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,296
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,959
−HK$673/mo
Today · 4.125%
HK$22,632
baseline
▲ 0.50% · 4.625%
HK$24,009
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,264/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,692
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,327
−HK$645/mo
Today · 4.125%
HK$24,972
baseline
▲ 0.50% · 4.625%
HK$26,288
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,944/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,071
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,788
−HK$730/mo
Today · 4.125%
HK$24,518
baseline
▲ 0.50% · 4.625%
HK$26,009
+HK$1,491/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,036/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,666
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,354
−HK$699/mo
Today · 4.125%
HK$27,053
baseline
▲ 0.50% · 4.625%
HK$28,479
+HK$1,426/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,106/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,845
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,618
−HK$785/mo
Today · 4.125%
HK$26,403
baseline
▲ 0.50% · 4.625%
HK$28,010
+HK$1,607/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,806/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,640
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,382
−HK$752/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,669
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,620
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,448
−HK$841/mo
Today · 4.125%
HK$28,289
baseline
▲ 0.50% · 4.625%
HK$30,011
+HK$1,722/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,578/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,615
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$806/mo
Today · 4.125%
HK$31,215
baseline
▲ 0.50% · 4.625%
HK$32,860
+HK$1,645/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,430/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,395
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,278
−HK$897/mo
Today · 4.125%
HK$30,175
baseline
▲ 0.50% · 4.625%
HK$32,012
+HK$1,837/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,350/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,589
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,436
−HK$860/mo
Today · 4.125%
HK$33,296
baseline
▲ 0.50% · 4.625%
HK$35,051
+HK$1,755/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,592/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,169
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,108
−HK$953/mo
Today · 4.125%
HK$32,061
baseline
▲ 0.50% · 4.625%
HK$34,012
+HK$1,951/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,122/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,563
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,463
−HK$914/mo
Today · 4.125%
HK$35,377
baseline
▲ 0.50% · 4.625%
HK$37,241
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,754/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,944
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,938
−HK$1,009/mo
Today · 4.125%
HK$33,947
baseline
▲ 0.50% · 4.625%
HK$36,013
+HK$2,066/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,894/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,538
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,491
−HK$967/mo
Today · 4.125%
HK$37,458
baseline
▲ 0.50% · 4.625%
HK$39,432
+HK$1,974/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,916/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,484 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).