▼ 0.50% · 3.625%
HK$17,631
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,180
−HK$557/mo
Today · 4.125%
HK$18,737
baseline
▲ 0.50% · 4.625%
HK$19,877
+HK$1,140/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,474/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,615
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,141
−HK$534/mo
Today · 4.125%
HK$20,675
baseline
▲ 0.50% · 4.625%
HK$21,764
+HK$1,089/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,350/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,395
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,998
−HK$613/mo
Today · 4.125%
HK$20,611
baseline
▲ 0.50% · 4.625%
HK$21,865
+HK$1,254/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,222/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,576
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,155
−HK$587/mo
Today · 4.125%
HK$22,742
baseline
▲ 0.50% · 4.625%
HK$23,941
+HK$1,199/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,484/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,158
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,816
−HK$669/mo
Today · 4.125%
HK$22,485
baseline
▲ 0.50% · 4.625%
HK$23,853
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,970/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,538
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,169
−HK$640/mo
Today · 4.125%
HK$24,809
baseline
▲ 0.50% · 4.625%
HK$26,117
+HK$1,308/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,618/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,921
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,634
−HK$724/mo
Today · 4.125%
HK$24,358
baseline
▲ 0.50% · 4.625%
HK$25,840
+HK$1,482/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,716/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,499
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,183
−HK$694/mo
Today · 4.125%
HK$26,877
baseline
▲ 0.50% · 4.625%
HK$28,294
+HK$1,417/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,754/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,684
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,452
−HK$780/mo
Today · 4.125%
HK$26,232
baseline
▲ 0.50% · 4.625%
HK$27,828
+HK$1,596/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,464/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,461
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,197
−HK$747/mo
Today · 4.125%
HK$28,944
baseline
▲ 0.50% · 4.625%
HK$30,470
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,888/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,447
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,270
−HK$836/mo
Today · 4.125%
HK$28,106
baseline
▲ 0.50% · 4.625%
HK$29,816
+HK$1,710/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,212/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,422
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,211
−HK$801/mo
Today · 4.125%
HK$31,012
baseline
▲ 0.50% · 4.625%
HK$32,646
+HK$1,634/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$62,024/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,210
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,088
−HK$891/mo
Today · 4.125%
HK$29,979
baseline
▲ 0.50% · 4.625%
HK$31,804
+HK$1,825/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$59,958/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,384
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$854/mo
Today · 4.125%
HK$33,079
baseline
▲ 0.50% · 4.625%
HK$34,823
+HK$1,744/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,158/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,973
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,906
−HK$947/mo
Today · 4.125%
HK$31,853
baseline
▲ 0.50% · 4.625%
HK$33,791
+HK$1,938/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,706/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,345
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,239
−HK$908/mo
Today · 4.125%
HK$35,147
baseline
▲ 0.50% · 4.625%
HK$36,999
+HK$1,852/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,294/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,737
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,724
−HK$1,003/mo
Today · 4.125%
HK$33,727
baseline
▲ 0.50% · 4.625%
HK$35,779
+HK$2,052/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,454/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,307
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$960/mo
Today · 4.125%
HK$37,214
baseline
▲ 0.50% · 4.625%
HK$39,176
+HK$1,962/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,428/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).