▼ 0.50% · 3.625%
HK$18,838
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,424
−HK$596/mo
Today · 4.125%
HK$20,020
baseline
▲ 0.50% · 4.625%
HK$21,238
+HK$1,218/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,040/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,957
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,519
−HK$571/mo
Today · 4.125%
HK$22,090
baseline
▲ 0.50% · 4.625%
HK$23,254
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,180/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,722
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,367
−HK$654/mo
Today · 4.125%
HK$22,021
baseline
▲ 0.50% · 4.625%
HK$23,361
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,042/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,053
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$628/mo
Today · 4.125%
HK$24,299
baseline
▲ 0.50% · 4.625%
HK$25,579
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,598/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,606
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,309
−HK$714/mo
Today · 4.125%
HK$24,023
baseline
▲ 0.50% · 4.625%
HK$25,485
+HK$1,462/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$48,046/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,823
−HK$684/mo
Today · 4.125%
HK$26,507
baseline
▲ 0.50% · 4.625%
HK$27,905
+HK$1,398/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$53,014/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,251
−HK$774/mo
Today · 4.125%
HK$26,025
baseline
▲ 0.50% · 4.625%
HK$27,609
+HK$1,584/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,050/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,244
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,975
−HK$741/mo
Today · 4.125%
HK$28,716
baseline
▲ 0.50% · 4.625%
HK$30,230
+HK$1,514/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,432/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,373
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,194
−HK$833/mo
Today · 4.125%
HK$28,027
baseline
▲ 0.50% · 4.625%
HK$29,733
+HK$1,706/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,054/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,127
−HK$798/mo
Today · 4.125%
HK$30,925
baseline
▲ 0.50% · 4.625%
HK$32,555
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,850/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,257
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,136
−HK$893/mo
Today · 4.125%
HK$30,029
baseline
▲ 0.50% · 4.625%
HK$31,856
+HK$1,827/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,058/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,436
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,279
−HK$855/mo
Today · 4.125%
HK$33,134
baseline
▲ 0.50% · 4.625%
HK$34,881
+HK$1,747/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,268/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,141
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,079
−HK$952/mo
Today · 4.125%
HK$32,031
baseline
▲ 0.50% · 4.625%
HK$33,980
+HK$1,949/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,062/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,532
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,431
−HK$912/mo
Today · 4.125%
HK$35,343
baseline
▲ 0.50% · 4.625%
HK$37,206
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,686/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,025
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,021
−HK$1,012/mo
Today · 4.125%
HK$34,033
baseline
▲ 0.50% · 4.625%
HK$36,104
+HK$2,071/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,066/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,627
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$969/mo
Today · 4.125%
HK$37,552
baseline
▲ 0.50% · 4.625%
HK$39,532
+HK$1,980/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,104/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,909
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,963
−HK$1,072/mo
Today · 4.125%
HK$36,035
baseline
▲ 0.50% · 4.625%
HK$38,228
+HK$2,193/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$72,070/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,723
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,735
−HK$1,026/mo
Today · 4.125%
HK$39,761
baseline
▲ 0.50% · 4.625%
HK$41,857
+HK$2,096/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$79,522/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).