▼ 0.50% · 3.625%
HK$22,183
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,873
−HK$701/mo
Today · 4.125%
HK$23,574
baseline
▲ 0.50% · 4.625%
HK$25,008
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,148/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,678
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,340
−HK$672/mo
Today · 4.125%
HK$26,012
baseline
▲ 0.50% · 4.625%
HK$27,383
+HK$1,371/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,024/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,401
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$771/mo
Today · 4.125%
HK$25,931
baseline
▲ 0.50% · 4.625%
HK$27,509
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,862/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,146
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,874
−HK$739/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,620
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,448
−HK$841/mo
Today · 4.125%
HK$28,289
baseline
▲ 0.50% · 4.625%
HK$30,010
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,578/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,614
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,408
−HK$806/mo
Today · 4.125%
HK$31,214
baseline
▲ 0.50% · 4.625%
HK$32,859
+HK$1,645/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,428/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,838
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,735
−HK$911/mo
Today · 4.125%
HK$30,646
baseline
▲ 0.50% · 4.625%
HK$32,511
+HK$1,865/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,292/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,082
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,942
−HK$873/mo
Today · 4.125%
HK$33,815
baseline
▲ 0.50% · 4.625%
HK$35,598
+HK$1,783/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,630/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,056
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,022
−HK$982/mo
Today · 4.125%
HK$33,004
baseline
▲ 0.50% · 4.625%
HK$35,012
+HK$2,008/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,008/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,550
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,476
−HK$940/mo
Today · 4.125%
HK$36,416
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$1,920/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,832/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,274
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,309
−HK$1,052/mo
Today · 4.125%
HK$35,361
baseline
▲ 0.50% · 4.625%
HK$37,513
+HK$2,152/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,722/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,017
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,010
−HK$1,007/mo
Today · 4.125%
HK$39,017
baseline
▲ 0.50% · 4.625%
HK$41,074
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,034/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,493
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,597
−HK$1,121/mo
Today · 4.125%
HK$37,718
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,295/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,436/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,485
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,544
−HK$1,075/mo
Today · 4.125%
HK$41,619
baseline
▲ 0.50% · 4.625%
HK$43,812
+HK$2,193/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,238/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,711
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,884
−HK$1,192/mo
Today · 4.125%
HK$40,076
baseline
▲ 0.50% · 4.625%
HK$42,514
+HK$2,438/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,152/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,953
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,078
−HK$1,142/mo
Today · 4.125%
HK$44,220
baseline
▲ 0.50% · 4.625%
HK$46,551
+HK$2,331/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,440/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,929
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,171
−HK$1,262/mo
Today · 4.125%
HK$42,433
baseline
▲ 0.50% · 4.625%
HK$45,015
+HK$2,582/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,866/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,421
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,612
−HK$1,209/mo
Today · 4.125%
HK$46,821
baseline
▲ 0.50% · 4.625%
HK$49,289
+HK$2,468/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,642/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,827 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).