▼ 0.50% · 3.625%
HK$17,926
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,484
−HK$566/mo
Today · 4.125%
HK$19,050
baseline
▲ 0.50% · 4.625%
HK$20,210
+HK$1,160/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,100/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,943
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,478
−HK$542/mo
Today · 4.125%
HK$21,020
baseline
▲ 0.50% · 4.625%
HK$22,128
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,040/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,719
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$623/mo
Today · 4.125%
HK$20,955
baseline
▲ 0.50% · 4.625%
HK$22,231
+HK$1,276/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,910/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,937
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$597/mo
Today · 4.125%
HK$23,122
baseline
▲ 0.50% · 4.625%
HK$24,341
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,244/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,512
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$680/mo
Today · 4.125%
HK$22,861
baseline
▲ 0.50% · 4.625%
HK$24,252
+HK$1,391/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$45,722/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$651/mo
Today · 4.125%
HK$25,224
baseline
▲ 0.50% · 4.625%
HK$26,554
+HK$1,330/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$50,448/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,304
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,029
−HK$737/mo
Today · 4.125%
HK$24,766
baseline
▲ 0.50% · 4.625%
HK$26,272
+HK$1,506/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,532/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,926
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,621
−HK$705/mo
Today · 4.125%
HK$27,326
baseline
▲ 0.50% · 4.625%
HK$28,767
+HK$1,441/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,652/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,097
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,877
−HK$794/mo
Today · 4.125%
HK$26,671
baseline
▲ 0.50% · 4.625%
HK$28,293
+HK$1,622/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,342/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,920
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,669
−HK$759/mo
Today · 4.125%
HK$29,428
baseline
▲ 0.50% · 4.625%
HK$30,980
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,856/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,889
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,726
−HK$850/mo
Today · 4.125%
HK$28,576
baseline
▲ 0.50% · 4.625%
HK$30,314
+HK$1,738/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,152/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,914
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,717
−HK$813/mo
Today · 4.125%
HK$31,530
baseline
▲ 0.50% · 4.625%
HK$33,192
+HK$1,662/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,060/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,682
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,574
−HK$907/mo
Today · 4.125%
HK$30,481
baseline
▲ 0.50% · 4.625%
HK$32,335
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,962/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,909
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$868/mo
Today · 4.125%
HK$33,632
baseline
▲ 0.50% · 4.625%
HK$35,405
+HK$1,773/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,264/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,475
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,423
−HK$963/mo
Today · 4.125%
HK$32,386
baseline
▲ 0.50% · 4.625%
HK$34,356
+HK$1,970/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,772/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,903
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,812
−HK$922/mo
Today · 4.125%
HK$35,734
baseline
▲ 0.50% · 4.625%
HK$37,618
+HK$1,884/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,468/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,267
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,271
−HK$1,020/mo
Today · 4.125%
HK$34,291
baseline
▲ 0.50% · 4.625%
HK$36,377
+HK$2,086/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$68,582/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,897
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,860
−HK$976/mo
Today · 4.125%
HK$37,836
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$1,995/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$75,672/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).