▼ 0.50% · 3.625%
HK$21,968
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,651
−HK$694/mo
Today · 4.125%
HK$23,345
baseline
▲ 0.50% · 4.625%
HK$24,766
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,690/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,439
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$665/mo
Today · 4.125%
HK$25,759
baseline
▲ 0.50% · 4.625%
HK$27,117
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,518/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$764/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,242
+HK$1,562/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$731/mo
Today · 4.125%
HK$28,335
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,670/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,361
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,181
−HK$833/mo
Today · 4.125%
HK$28,014
baseline
▲ 0.50% · 4.625%
HK$29,719
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,028/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,113
−HK$798/mo
Today · 4.125%
HK$30,911
baseline
▲ 0.50% · 4.625%
HK$32,540
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,822/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$903/mo
Today · 4.125%
HK$30,349
baseline
▲ 0.50% · 4.625%
HK$32,196
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,698/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,771
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,623
−HK$864/mo
Today · 4.125%
HK$33,487
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,974/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,755
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,712
−HK$971/mo
Today · 4.125%
HK$32,683
baseline
▲ 0.50% · 4.625%
HK$34,672
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,366/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,214
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,132
−HK$931/mo
Today · 4.125%
HK$36,063
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,126/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,977
−HK$1,041/mo
Today · 4.125%
HK$35,018
baseline
▲ 0.50% · 4.625%
HK$37,149
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,036/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,658
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,642
−HK$997/mo
Today · 4.125%
HK$38,639
baseline
▲ 0.50% · 4.625%
HK$40,676
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,278/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$1,111/mo
Today · 4.125%
HK$37,353
baseline
▲ 0.50% · 4.625%
HK$39,625
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,706/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,102
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,151
−HK$1,064/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,345
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,507
−HK$1,180/mo
Today · 4.125%
HK$39,687
baseline
▲ 0.50% · 4.625%
HK$42,102
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,374/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,546
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,660
−HK$1,131/mo
Today · 4.125%
HK$43,791
baseline
▲ 0.50% · 4.625%
HK$46,099
+HK$2,308/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,582/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,542
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,772
−HK$1,250/mo
Today · 4.125%
HK$42,022
baseline
▲ 0.50% · 4.625%
HK$44,579
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,044/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,990
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,170
−HK$1,197/mo
Today · 4.125%
HK$46,367
baseline
▲ 0.50% · 4.625%
HK$48,811
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,734/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,390 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).