▼ 0.50% · 3.625%
HK$18,994
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,585
−HK$600/mo
Today · 4.125%
HK$20,185
baseline
▲ 0.50% · 4.625%
HK$21,413
+HK$1,228/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,370/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,130
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,697
−HK$575/mo
Today · 4.125%
HK$22,272
baseline
▲ 0.50% · 4.625%
HK$23,446
+HK$1,174/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,544/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,893
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,543
−HK$660/mo
Today · 4.125%
HK$22,203
baseline
▲ 0.50% · 4.625%
HK$23,554
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,406/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,243
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,867
−HK$632/mo
Today · 4.125%
HK$24,499
baseline
▲ 0.50% · 4.625%
HK$25,791
+HK$1,292/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,998/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$720/mo
Today · 4.125%
HK$24,222
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,444/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,037
−HK$689/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,692
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,460
−HK$780/mo
Today · 4.125%
HK$26,240
baseline
▲ 0.50% · 4.625%
HK$27,837
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$52,480/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,470
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,206
−HK$748/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,480
+HK$1,526/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,591
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$840/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,978
+HK$1,719/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,376
−HK$805/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$32,824
+HK$1,643/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,491
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,377
−HK$900/mo
Today · 4.125%
HK$30,277
baseline
▲ 0.50% · 4.625%
HK$32,120
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,554/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,546
−HK$862/mo
Today · 4.125%
HK$33,408
baseline
▲ 0.50% · 4.625%
HK$35,169
+HK$1,761/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,816/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,390
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,335
−HK$961/mo
Today · 4.125%
HK$32,296
baseline
▲ 0.50% · 4.625%
HK$34,261
+HK$1,965/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$64,592/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,809
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,715
−HK$920/mo
Today · 4.125%
HK$35,635
baseline
▲ 0.50% · 4.625%
HK$37,514
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$71,270/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,290
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,294
−HK$1,020/mo
Today · 4.125%
HK$34,314
baseline
▲ 0.50% · 4.625%
HK$36,402
+HK$2,088/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,628/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,922
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,885
−HK$977/mo
Today · 4.125%
HK$37,862
baseline
▲ 0.50% · 4.625%
HK$39,858
+HK$1,996/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,724/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,189
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,252
−HK$1,081/mo
Today · 4.125%
HK$36,333
baseline
▲ 0.50% · 4.625%
HK$38,544
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,666/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,035
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,055
−HK$1,035/mo
Today · 4.125%
HK$40,090
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,113/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,180/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,891 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).