▼ 0.50% · 3.625%
HK$17,918
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,475
−HK$566/mo
Today · 4.125%
HK$19,041
baseline
▲ 0.50% · 4.625%
HK$20,200
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,082/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,933
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,468
−HK$542/mo
Today · 4.125%
HK$21,010
baseline
▲ 0.50% · 4.625%
HK$22,118
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,020/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,709
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,322
−HK$623/mo
Today · 4.125%
HK$20,945
baseline
▲ 0.50% · 4.625%
HK$22,220
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,890/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,926
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,514
−HK$597/mo
Today · 4.125%
HK$23,111
baseline
▲ 0.50% · 4.625%
HK$24,329
+HK$1,218/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,222/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,501
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,170
−HK$679/mo
Today · 4.125%
HK$22,849
baseline
▲ 0.50% · 4.625%
HK$24,240
+HK$1,391/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,698/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,920
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,561
−HK$651/mo
Today · 4.125%
HK$25,212
baseline
▲ 0.50% · 4.625%
HK$26,541
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,424/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,293
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,017
−HK$736/mo
Today · 4.125%
HK$24,753
baseline
▲ 0.50% · 4.625%
HK$26,260
+HK$1,507/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,506/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,913
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,608
−HK$705/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,753
+HK$1,440/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,865
−HK$793/mo
Today · 4.125%
HK$26,658
baseline
▲ 0.50% · 4.625%
HK$28,280
+HK$1,622/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,316/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,906
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,655
−HK$759/mo
Today · 4.125%
HK$29,414
baseline
▲ 0.50% · 4.625%
HK$30,965
+HK$1,551/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,828/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,876
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$850/mo
Today · 4.125%
HK$28,562
baseline
▲ 0.50% · 4.625%
HK$30,300
+HK$1,738/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,124/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,900
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,702
−HK$813/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,661/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,668
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,560
−HK$906/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,320
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,893
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,748
−HK$868/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,388
+HK$1,772/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,460
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,407
−HK$963/mo
Today · 4.125%
HK$32,370
baseline
▲ 0.50% · 4.625%
HK$34,340
+HK$1,970/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,740/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,886
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,795
−HK$922/mo
Today · 4.125%
HK$35,717
baseline
▲ 0.50% · 4.625%
HK$37,600
+HK$1,883/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,434/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,252
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,255
−HK$1,019/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,360
+HK$2,086/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,880
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,842
−HK$976/mo
Today · 4.125%
HK$37,818
baseline
▲ 0.50% · 4.625%
HK$39,812
+HK$1,994/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,636/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).