▼ 0.50% · 3.625%
HK$18,178
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,743
−HK$575/mo
Today · 4.125%
HK$19,318
baseline
▲ 0.50% · 4.625%
HK$20,493
+HK$1,175/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,636/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,223
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,765
−HK$550/mo
Today · 4.125%
HK$21,315
baseline
▲ 0.50% · 4.625%
HK$22,439
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,630/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,996
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,618
−HK$632/mo
Today · 4.125%
HK$21,250
baseline
▲ 0.50% · 4.625%
HK$22,542
+HK$1,292/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$42,500/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$605/mo
Today · 4.125%
HK$23,447
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$46,894/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,813
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,492
−HK$689/mo
Today · 4.125%
HK$23,181
baseline
▲ 0.50% · 4.625%
HK$24,592
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,362/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,267
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$660/mo
Today · 4.125%
HK$25,578
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,156/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,631
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$747/mo
Today · 4.125%
HK$25,113
baseline
▲ 0.50% · 4.625%
HK$26,641
+HK$1,528/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,226/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,289
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$715/mo
Today · 4.125%
HK$27,710
baseline
▲ 0.50% · 4.625%
HK$29,170
+HK$1,460/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,420/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,449
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,241
−HK$804/mo
Today · 4.125%
HK$27,045
baseline
▲ 0.50% · 4.625%
HK$28,690
+HK$1,645/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,090/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,312
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,071
−HK$770/mo
Today · 4.125%
HK$29,841
baseline
▲ 0.50% · 4.625%
HK$31,414
+HK$1,573/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,682/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,267
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,115
−HK$862/mo
Today · 4.125%
HK$28,977
baseline
▲ 0.50% · 4.625%
HK$30,740
+HK$1,763/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,954/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,334
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,148
−HK$825/mo
Today · 4.125%
HK$31,973
baseline
▲ 0.50% · 4.625%
HK$33,658
+HK$1,685/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,946/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,085
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,989
−HK$919/mo
Today · 4.125%
HK$30,908
baseline
▲ 0.50% · 4.625%
HK$32,789
+HK$1,881/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,816/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,356
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$880/mo
Today · 4.125%
HK$34,104
baseline
▲ 0.50% · 4.625%
HK$35,902
+HK$1,798/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,208/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,902
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,864
−HK$976/mo
Today · 4.125%
HK$32,840
baseline
▲ 0.50% · 4.625%
HK$34,838
+HK$1,998/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,680/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,378
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,301
−HK$935/mo
Today · 4.125%
HK$36,236
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$1,910/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,472/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,720
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$1,034/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$2,116/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,377
−HK$990/mo
Today · 4.125%
HK$38,367
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,023/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,734/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,155 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).