▼ 0.50% · 3.625%
HK$19,339
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,941
−HK$611/mo
Today · 4.125%
HK$20,552
baseline
▲ 0.50% · 4.625%
HK$21,803
+HK$1,251/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,104/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,515
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,092
−HK$585/mo
Today · 4.125%
HK$22,677
baseline
▲ 0.50% · 4.625%
HK$23,873
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,354/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,273
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,935
−HK$672/mo
Today · 4.125%
HK$22,607
baseline
▲ 0.50% · 4.625%
HK$23,983
+HK$1,376/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$45,214/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,666
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,301
−HK$644/mo
Today · 4.125%
HK$24,945
baseline
▲ 0.50% · 4.625%
HK$26,260
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$49,890/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,207
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,929
−HK$734/mo
Today · 4.125%
HK$24,663
baseline
▲ 0.50% · 4.625%
HK$26,163
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,326/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,818
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$703/mo
Today · 4.125%
HK$27,213
baseline
▲ 0.50% · 4.625%
HK$28,647
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,426/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,923
−HK$795/mo
Today · 4.125%
HK$26,718
baseline
▲ 0.50% · 4.625%
HK$28,344
+HK$1,626/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,436/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,969
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,719
−HK$761/mo
Today · 4.125%
HK$29,480
baseline
▲ 0.50% · 4.625%
HK$31,034
+HK$1,554/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,960/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,075
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,917
−HK$856/mo
Today · 4.125%
HK$28,773
baseline
▲ 0.50% · 4.625%
HK$30,524
+HK$1,751/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$57,546/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,121
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,929
−HK$819/mo
Today · 4.125%
HK$31,748
baseline
▲ 0.50% · 4.625%
HK$33,422
+HK$1,674/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$63,496/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,009
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,911
−HK$917/mo
Today · 4.125%
HK$30,828
baseline
▲ 0.50% · 4.625%
HK$32,704
+HK$1,876/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,656/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,272
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$878/mo
Today · 4.125%
HK$34,016
baseline
▲ 0.50% · 4.625%
HK$35,809
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,032/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,943
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$977/mo
Today · 4.125%
HK$32,883
baseline
▲ 0.50% · 4.625%
HK$34,884
+HK$2,001/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,766/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,424
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,347
−HK$937/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$1,912/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,877
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,900
−HK$1,039/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$37,065
+HK$2,126/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,575
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$995/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,583
+HK$2,032/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,811
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,894
−HK$1,100/mo
Today · 4.125%
HK$36,994
baseline
▲ 0.50% · 4.625%
HK$39,245
+HK$2,251/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,988/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,727
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,765
−HK$1,054/mo
Today · 4.125%
HK$40,819
baseline
▲ 0.50% · 4.625%
HK$42,971
+HK$2,152/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,638/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,438 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).