▼ 0.50% · 3.625%
HK$21,897
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,578
−HK$692/mo
Today · 4.125%
HK$23,270
baseline
▲ 0.50% · 4.625%
HK$24,686
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,540/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,360
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,014
−HK$662/mo
Today · 4.125%
HK$25,676
baseline
▲ 0.50% · 4.625%
HK$27,030
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,352/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$761/mo
Today · 4.125%
HK$25,597
baseline
▲ 0.50% · 4.625%
HK$27,155
+HK$1,558/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,194/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,796
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$729/mo
Today · 4.125%
HK$28,244
baseline
▲ 0.50% · 4.625%
HK$29,733
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,488/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,276
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,094
−HK$830/mo
Today · 4.125%
HK$27,924
baseline
▲ 0.50% · 4.625%
HK$29,623
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,848/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,232
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,016
−HK$796/mo
Today · 4.125%
HK$30,812
baseline
▲ 0.50% · 4.625%
HK$32,436
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,624/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,466
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,352
−HK$899/mo
Today · 4.125%
HK$30,251
baseline
▲ 0.50% · 4.625%
HK$32,092
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,502/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,668
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,518
−HK$861/mo
Today · 4.125%
HK$33,379
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$1,760/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,758/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,656
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$969/mo
Today · 4.125%
HK$32,578
baseline
▲ 0.50% · 4.625%
HK$34,560
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,156/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,019
−HK$928/mo
Today · 4.125%
HK$35,947
baseline
▲ 0.50% · 4.625%
HK$37,842
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,894/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,845
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,867
−HK$1,038/mo
Today · 4.125%
HK$34,905
baseline
▲ 0.50% · 4.625%
HK$37,029
+HK$2,124/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,810/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,540
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,520
−HK$994/mo
Today · 4.125%
HK$38,514
baseline
▲ 0.50% · 4.625%
HK$40,545
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,028/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,035
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$1,107/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,498
+HK$2,266/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,976
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,022
−HK$1,060/mo
Today · 4.125%
HK$41,082
baseline
▲ 0.50% · 4.625%
HK$43,248
+HK$2,166/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,164/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,225
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,383
−HK$1,176/mo
Today · 4.125%
HK$39,559
baseline
▲ 0.50% · 4.625%
HK$41,966
+HK$2,407/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,118/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,412
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,523
−HK$1,127/mo
Today · 4.125%
HK$43,650
baseline
▲ 0.50% · 4.625%
HK$45,951
+HK$2,301/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,300/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,415
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,641
−HK$1,245/mo
Today · 4.125%
HK$41,886
baseline
▲ 0.50% · 4.625%
HK$44,435
+HK$2,549/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,772/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,848
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,024
−HK$1,193/mo
Today · 4.125%
HK$46,217
baseline
▲ 0.50% · 4.625%
HK$48,653
+HK$2,436/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,434/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,286 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).