▼ 0.50% · 3.625%
HK$21,911
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,592
−HK$693/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,417/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,029
−HK$664/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,047
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,852
−HK$761/mo
Today · 4.125%
HK$25,613
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,559/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,226/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,813
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,532
−HK$730/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,751
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,293
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,111
−HK$831/mo
Today · 4.125%
HK$27,942
baseline
▲ 0.50% · 4.625%
HK$29,642
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,884/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,251
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,035
−HK$796/mo
Today · 4.125%
HK$30,831
baseline
▲ 0.50% · 4.625%
HK$32,456
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,662/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,484
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,370
−HK$900/mo
Today · 4.125%
HK$30,270
baseline
▲ 0.50% · 4.625%
HK$32,112
+HK$1,842/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,540/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,688
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,538
−HK$862/mo
Today · 4.125%
HK$33,400
baseline
▲ 0.50% · 4.625%
HK$35,161
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,800/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,629
−HK$970/mo
Today · 4.125%
HK$32,599
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,198/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,126
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,041
−HK$929/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$37,866
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,866
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,889
−HK$1,038/mo
Today · 4.125%
HK$34,927
baseline
▲ 0.50% · 4.625%
HK$37,052
+HK$2,125/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,854/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,563
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,544
−HK$995/mo
Today · 4.125%
HK$38,539
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,078/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,057
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,148
−HK$1,108/mo
Today · 4.125%
HK$37,256
baseline
▲ 0.50% · 4.625%
HK$39,523
+HK$2,267/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,512/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,001
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,047
−HK$1,061/mo
Today · 4.125%
HK$41,108
baseline
▲ 0.50% · 4.625%
HK$43,275
+HK$2,167/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,216/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,248
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,407
−HK$1,177/mo
Today · 4.125%
HK$39,584
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,409/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,168/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,438
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,550
−HK$1,127/mo
Today · 4.125%
HK$43,677
baseline
▲ 0.50% · 4.625%
HK$45,980
+HK$2,303/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,354/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,439
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,666
−HK$1,247/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,463
+HK$2,550/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,876
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,053
−HK$1,194/mo
Today · 4.125%
HK$46,247
baseline
▲ 0.50% · 4.625%
HK$48,684
+HK$2,437/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,494/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,894 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).