▼ 0.50% · 3.625%
HK$20,205
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,833
−HK$639/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,778
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,477
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,080
−HK$612/mo
Today · 4.125%
HK$23,692
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,384/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,225
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,916
−HK$703/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$25,056
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,388
−HK$673/mo
Today · 4.125%
HK$26,061
baseline
▲ 0.50% · 4.625%
HK$27,435
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,122/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,245
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,000
−HK$766/mo
Today · 4.125%
HK$25,766
baseline
▲ 0.50% · 4.625%
HK$27,334
+HK$1,568/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$51,532/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,973
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,696
−HK$734/mo
Today · 4.125%
HK$28,430
baseline
▲ 0.50% · 4.625%
HK$29,929
+HK$1,499/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$56,860/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,266
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,083
−HK$830/mo
Today · 4.125%
HK$27,913
baseline
▲ 0.50% · 4.625%
HK$29,611
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,826/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,221
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,004
−HK$795/mo
Today · 4.125%
HK$30,799
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,598/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,286
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,166
−HK$894/mo
Today · 4.125%
HK$30,060
baseline
▲ 0.50% · 4.625%
HK$31,889
+HK$1,829/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,120/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,312
−HK$856/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$34,917
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,307
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,250
−HK$957/mo
Today · 4.125%
HK$32,207
baseline
▲ 0.50% · 4.625%
HK$34,167
+HK$1,960/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,414/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,716
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,620
−HK$918/mo
Today · 4.125%
HK$35,538
baseline
▲ 0.50% · 4.625%
HK$37,411
+HK$1,873/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,076/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,327
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,333
−HK$1,022/mo
Today · 4.125%
HK$34,355
baseline
▲ 0.50% · 4.625%
HK$36,445
+HK$2,090/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,710/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,964
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,928
−HK$979/mo
Today · 4.125%
HK$37,907
baseline
▲ 0.50% · 4.625%
HK$39,905
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,814/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,348
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,416
−HK$1,086/mo
Today · 4.125%
HK$36,502
baseline
▲ 0.50% · 4.625%
HK$38,723
+HK$2,221/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,004/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,212
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,236
−HK$1,040/mo
Today · 4.125%
HK$40,276
baseline
▲ 0.50% · 4.625%
HK$42,399
+HK$2,123/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,552/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,499
−HK$1,150/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$41,001
+HK$2,352/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,459
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,544
−HK$1,101/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$44,893
+HK$2,248/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,820 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).