▼ 0.50% · 3.625%
HK$20,083
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$634/mo
Today · 4.125%
HK$21,342
baseline
▲ 0.50% · 4.625%
HK$22,641
+HK$1,299/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,684/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,342
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,941
−HK$608/mo
Today · 4.125%
HK$23,549
baseline
▲ 0.50% · 4.625%
HK$24,790
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,098/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,091
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,778
−HK$698/mo
Today · 4.125%
HK$23,476
baseline
▲ 0.50% · 4.625%
HK$24,905
+HK$1,429/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,952/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,576
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,235
−HK$669/mo
Today · 4.125%
HK$25,904
baseline
▲ 0.50% · 4.625%
HK$27,269
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,808/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,099
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,849
−HK$762/mo
Today · 4.125%
HK$25,611
baseline
▲ 0.50% · 4.625%
HK$27,169
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,222/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,810
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,529
−HK$730/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,748
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,108
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,920
−HK$825/mo
Today · 4.125%
HK$27,745
baseline
▲ 0.50% · 4.625%
HK$29,433
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,490/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,045
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,824
−HK$790/mo
Today · 4.125%
HK$30,614
baseline
▲ 0.50% · 4.625%
HK$32,227
+HK$1,613/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,228/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,116
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,991
−HK$888/mo
Today · 4.125%
HK$29,879
baseline
▲ 0.50% · 4.625%
HK$31,697
+HK$1,818/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,758/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,279
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,118
−HK$851/mo
Today · 4.125%
HK$32,969
baseline
▲ 0.50% · 4.625%
HK$34,706
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,938/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,124
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,061
−HK$952/mo
Today · 4.125%
HK$32,013
baseline
▲ 0.50% · 4.625%
HK$33,961
+HK$1,948/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,026/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,513
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,412
−HK$912/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,186
+HK$1,862/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,133
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,132
−HK$1,016/mo
Today · 4.125%
HK$34,148
baseline
▲ 0.50% · 4.625%
HK$36,225
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,296/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,747
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,706
−HK$972/mo
Today · 4.125%
HK$37,678
baseline
▲ 0.50% · 4.625%
HK$39,665
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,356/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,141
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$1,079/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,981
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,000
−HK$1,033/mo
Today · 4.125%
HK$40,033
baseline
▲ 0.50% · 4.625%
HK$42,144
+HK$2,111/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,066/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,149
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,274
−HK$1,142/mo
Today · 4.125%
HK$38,416
baseline
▲ 0.50% · 4.625%
HK$40,754
+HK$2,338/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,832/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,216
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,294
−HK$1,094/mo
Today · 4.125%
HK$42,388
baseline
▲ 0.50% · 4.625%
HK$44,623
+HK$2,235/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,776/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,219 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).