▼ 0.50% · 3.625%
HK$15,202
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,674
−HK$481/mo
Today · 4.125%
HK$16,155
baseline
▲ 0.50% · 4.625%
HK$17,138
+HK$983/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,310/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,912
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,365
−HK$460/mo
Today · 4.125%
HK$17,825
baseline
▲ 0.50% · 4.625%
HK$18,765
+HK$940/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,650/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,722
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,242
−HK$528/mo
Today · 4.125%
HK$17,770
baseline
▲ 0.50% · 4.625%
HK$18,852
+HK$1,082/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,540/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,603
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,102
−HK$506/mo
Today · 4.125%
HK$19,608
baseline
▲ 0.50% · 4.625%
HK$20,641
+HK$1,033/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,216/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,242
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,809
−HK$577/mo
Today · 4.125%
HK$19,386
baseline
▲ 0.50% · 4.625%
HK$20,565
+HK$1,179/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,772/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,294
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,838
−HK$552/mo
Today · 4.125%
HK$21,390
baseline
▲ 0.50% · 4.625%
HK$22,518
+HK$1,128/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,780/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,762
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,377
−HK$624/mo
Today · 4.125%
HK$21,001
baseline
▲ 0.50% · 4.625%
HK$22,279
+HK$1,278/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$42,002/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,985
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,575
−HK$598/mo
Today · 4.125%
HK$23,173
baseline
▲ 0.50% · 4.625%
HK$24,394
+HK$1,221/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,346/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,944
−HK$673/mo
Today · 4.125%
HK$22,617
baseline
▲ 0.50% · 4.625%
HK$23,993
+HK$1,376/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,234/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,676
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,311
−HK$644/mo
Today · 4.125%
HK$24,955
baseline
▲ 0.50% · 4.625%
HK$26,271
+HK$1,316/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,910/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,802
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$720/mo
Today · 4.125%
HK$24,232
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,475/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,464/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$690/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,147
+HK$1,409/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,323
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$769/mo
Today · 4.125%
HK$25,848
baseline
▲ 0.50% · 4.625%
HK$27,421
+HK$1,573/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,696/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,059
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$736/mo
Today · 4.125%
HK$28,520
baseline
▲ 0.50% · 4.625%
HK$30,024
+HK$1,504/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$57,040/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,843
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,647
−HK$816/mo
Today · 4.125%
HK$27,463
baseline
▲ 0.50% · 4.625%
HK$29,134
+HK$1,671/mo
Deposit HK$1000K · loan HK$5.67M · min. income ≈ HK$54,926/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,750
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,521
−HK$782/mo
Today · 4.125%
HK$30,303
baseline
▲ 0.50% · 4.625%
HK$31,900
+HK$1,597/mo
Deposit HK$1000K · loan HK$5.67M · min. income ≈ HK$60,606/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,363
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,214
−HK$865/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,848
+HK$1,769/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,441
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,257
−HK$828/mo
Today · 4.125%
HK$32,085
baseline
▲ 0.50% · 4.625%
HK$33,777
+HK$1,692/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$64,170/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$199,999 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).