▼ 0.50% · 3.625%
HK$15,399
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,878
−HK$487/mo
Today · 4.125%
HK$16,365
baseline
▲ 0.50% · 4.625%
HK$17,361
+HK$996/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,730/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,132
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,591
−HK$466/mo
Today · 4.125%
HK$18,057
baseline
▲ 0.50% · 4.625%
HK$19,009
+HK$952/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,114/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,939
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,466
−HK$535/mo
Today · 4.125%
HK$18,001
baseline
▲ 0.50% · 4.625%
HK$19,097
+HK$1,096/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$36,002/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,845
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,350
−HK$513/mo
Today · 4.125%
HK$19,863
baseline
▲ 0.50% · 4.625%
HK$20,910
+HK$1,047/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$39,726/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,479
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,054
−HK$584/mo
Today · 4.125%
HK$19,638
baseline
▲ 0.50% · 4.625%
HK$20,833
+HK$1,195/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,276/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,558
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,109
−HK$560/mo
Today · 4.125%
HK$21,669
baseline
▲ 0.50% · 4.625%
HK$22,811
+HK$1,142/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,338/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,019
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,642
−HK$632/mo
Today · 4.125%
HK$21,274
baseline
▲ 0.50% · 4.625%
HK$22,569
+HK$1,295/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$42,548/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,271
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,868
−HK$606/mo
Today · 4.125%
HK$23,474
baseline
▲ 0.50% · 4.625%
HK$24,712
+HK$1,238/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$46,948/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,559
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,230
−HK$681/mo
Today · 4.125%
HK$22,911
baseline
▲ 0.50% · 4.625%
HK$24,305
+HK$1,394/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,822/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,984
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,627
−HK$653/mo
Today · 4.125%
HK$25,280
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,333/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,560/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,099
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,817
−HK$730/mo
Today · 4.125%
HK$24,547
baseline
▲ 0.50% · 4.625%
HK$26,041
+HK$1,494/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$49,094/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,697
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,387
−HK$699/mo
Today · 4.125%
HK$27,086
baseline
▲ 0.50% · 4.625%
HK$28,513
+HK$1,427/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$54,172/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,639
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,405
−HK$779/mo
Today · 4.125%
HK$26,184
baseline
▲ 0.50% · 4.625%
HK$27,777
+HK$1,593/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$52,368/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,410
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,146
−HK$745/mo
Today · 4.125%
HK$28,891
baseline
▲ 0.50% · 4.625%
HK$30,414
+HK$1,523/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$57,782/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$827/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,513
+HK$1,693/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,124
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,905
−HK$792/mo
Today · 4.125%
HK$30,697
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,618/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$61,394/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,719
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,581
−HK$876/mo
Today · 4.125%
HK$29,457
baseline
▲ 0.50% · 4.625%
HK$31,249
+HK$1,792/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$58,914/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,837
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,664
−HK$839/mo
Today · 4.125%
HK$32,503
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,713/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$65,006/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,600 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).