▼ 0.50% · 3.625%
HK$15,794
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,285
−HK$499/mo
Today · 4.125%
HK$16,784
baseline
▲ 0.50% · 4.625%
HK$17,805
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,568/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,570
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,041
−HK$479/mo
Today · 4.125%
HK$18,520
baseline
▲ 0.50% · 4.625%
HK$19,496
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,040/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,373
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,913
−HK$549/mo
Today · 4.125%
HK$18,462
baseline
▲ 0.50% · 4.625%
HK$19,586
+HK$1,124/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,924/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,327
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,846
−HK$525/mo
Today · 4.125%
HK$20,371
baseline
▲ 0.50% · 4.625%
HK$21,445
+HK$1,074/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,742/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,952
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,542
−HK$599/mo
Today · 4.125%
HK$20,141
baseline
▲ 0.50% · 4.625%
HK$21,366
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,282/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,084
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,650
−HK$573/mo
Today · 4.125%
HK$22,223
baseline
▲ 0.50% · 4.625%
HK$23,395
+HK$1,172/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,446/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,532
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,170
−HK$649/mo
Today · 4.125%
HK$21,819
baseline
▲ 0.50% · 4.625%
HK$23,147
+HK$1,328/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,638/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,841
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,454
−HK$621/mo
Today · 4.125%
HK$24,075
baseline
▲ 0.50% · 4.625%
HK$25,344
+HK$1,269/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,150/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,111
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,799
−HK$699/mo
Today · 4.125%
HK$23,498
baseline
▲ 0.50% · 4.625%
HK$24,927
+HK$1,429/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,996/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,598
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,258
−HK$669/mo
Today · 4.125%
HK$25,927
baseline
▲ 0.50% · 4.625%
HK$27,294
+HK$1,367/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,854/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,690
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,427
−HK$749/mo
Today · 4.125%
HK$25,176
baseline
▲ 0.50% · 4.625%
HK$26,708
+HK$1,532/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,352/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,355
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,062
−HK$717/mo
Today · 4.125%
HK$27,779
baseline
▲ 0.50% · 4.625%
HK$29,244
+HK$1,465/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,558/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,270
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,056
−HK$798/mo
Today · 4.125%
HK$26,854
baseline
▲ 0.50% · 4.625%
HK$28,488
+HK$1,634/mo
Deposit HK$1.39M · loan HK$5.54M · min. income ≈ HK$53,708/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,112
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,866
−HK$765/mo
Today · 4.125%
HK$29,631
baseline
▲ 0.50% · 4.625%
HK$31,193
+HK$1,562/mo
Deposit HK$1.39M · loan HK$5.54M · min. income ≈ HK$59,262/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,849
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$849/mo
Today · 4.125%
HK$28,533
baseline
▲ 0.50% · 4.625%
HK$30,269
+HK$1,736/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$57,066/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,671
−HK$812/mo
Today · 4.125%
HK$31,483
baseline
▲ 0.50% · 4.625%
HK$33,143
+HK$1,660/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$62,966/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,429
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,313
−HK$898/mo
Today · 4.125%
HK$30,211
baseline
▲ 0.50% · 4.625%
HK$32,050
+HK$1,839/mo
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$60,422/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,626
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,475
−HK$860/mo
Today · 4.125%
HK$33,335
baseline
▲ 0.50% · 4.625%
HK$35,092
+HK$1,757/mo
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$66,670/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).