▼ 0.50% · 3.625%
HK$15,493
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,975
−HK$490/mo
Today · 4.125%
HK$16,465
baseline
▲ 0.50% · 4.625%
HK$17,467
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,930/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,236
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,698
−HK$469/mo
Today · 4.125%
HK$18,167
baseline
▲ 0.50% · 4.625%
HK$19,125
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,334/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,043
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,573
−HK$538/mo
Today · 4.125%
HK$18,111
baseline
▲ 0.50% · 4.625%
HK$19,213
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,222/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,960
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,468
−HK$516/mo
Today · 4.125%
HK$19,984
baseline
▲ 0.50% · 4.625%
HK$21,037
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,968/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,592
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,170
−HK$588/mo
Today · 4.125%
HK$19,758
baseline
▲ 0.50% · 4.625%
HK$20,960
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,516/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,683
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,238
−HK$563/mo
Today · 4.125%
HK$21,801
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,602/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,141
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,768
−HK$636/mo
Today · 4.125%
HK$21,404
baseline
▲ 0.50% · 4.625%
HK$22,707
+HK$1,303/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,808/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,407
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,008
−HK$610/mo
Today · 4.125%
HK$23,618
baseline
▲ 0.50% · 4.625%
HK$24,862
+HK$1,244/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,236/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,691
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,365
−HK$686/mo
Today · 4.125%
HK$23,051
baseline
▲ 0.50% · 4.625%
HK$24,453
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,102/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,131
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,778
−HK$656/mo
Today · 4.125%
HK$25,434
baseline
▲ 0.50% · 4.625%
HK$26,775
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,868/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,240
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,963
−HK$734/mo
Today · 4.125%
HK$24,697
baseline
▲ 0.50% · 4.625%
HK$26,200
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,394/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,854
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,548
−HK$703/mo
Today · 4.125%
HK$27,251
baseline
▲ 0.50% · 4.625%
HK$28,687
+HK$1,436/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,502/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,789
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,560
−HK$784/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,947
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,578
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,317
−HK$751/mo
Today · 4.125%
HK$29,068
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,136/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,339
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,158
−HK$832/mo
Today · 4.125%
HK$27,990
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$55,980/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,087
−HK$798/mo
Today · 4.125%
HK$30,885
baseline
▲ 0.50% · 4.625%
HK$32,512
+HK$1,627/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,770/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,888
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,755
−HK$882/mo
Today · 4.125%
HK$29,637
baseline
▲ 0.50% · 4.625%
HK$31,440
+HK$1,803/mo
Deposit HK$679K · loan HK$6.12M · min. income ≈ HK$59,274/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,025
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,857
−HK$844/mo
Today · 4.125%
HK$32,701
baseline
▲ 0.50% · 4.625%
HK$34,425
+HK$1,724/mo
Deposit HK$679K · loan HK$6.12M · min. income ≈ HK$65,402/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,837 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).