▼ 0.50% · 3.625%
HK$20,420
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,055
−HK$646/mo
Today · 4.125%
HK$21,701
baseline
▲ 0.50% · 4.625%
HK$23,021
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,402/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,717
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,327
−HK$618/mo
Today · 4.125%
HK$23,945
baseline
▲ 0.50% · 4.625%
HK$25,207
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,890/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,462
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,161
−HK$710/mo
Today · 4.125%
HK$23,871
baseline
▲ 0.50% · 4.625%
HK$25,323
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,742/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,989
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$680/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,727
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,504
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,266
−HK$775/mo
Today · 4.125%
HK$26,041
baseline
▲ 0.50% · 4.625%
HK$27,625
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,082/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,261
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,992
−HK$742/mo
Today · 4.125%
HK$28,734
baseline
▲ 0.50% · 4.625%
HK$30,248
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,468/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,546
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,372
−HK$839/mo
Today · 4.125%
HK$28,211
baseline
▲ 0.50% · 4.625%
HK$29,928
+HK$1,717/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,422/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,532
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,324
−HK$804/mo
Today · 4.125%
HK$31,128
baseline
▲ 0.50% · 4.625%
HK$32,769
+HK$1,641/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,256/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,588
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,478
−HK$903/mo
Today · 4.125%
HK$30,381
baseline
▲ 0.50% · 4.625%
HK$32,230
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,762/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,804
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$865/mo
Today · 4.125%
HK$33,522
baseline
▲ 0.50% · 4.625%
HK$35,289
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,044/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,630
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,583
−HK$968/mo
Today · 4.125%
HK$32,551
baseline
▲ 0.50% · 4.625%
HK$34,532
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,102/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,076
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$927/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$37,810
+HK$1,893/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,672
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$1,032/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,834
+HK$2,113/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,348
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$989/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,331
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,714
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,794
−HK$1,097/mo
Today · 4.125%
HK$36,891
baseline
▲ 0.50% · 4.625%
HK$39,136
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,782/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,655
−HK$1,051/mo
Today · 4.125%
HK$40,706
baseline
▲ 0.50% · 4.625%
HK$42,852
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,412/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,756
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,900
−HK$1,161/mo
Today · 4.125%
HK$39,061
baseline
▲ 0.50% · 4.625%
HK$41,438
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,122/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,891
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,988
−HK$1,112/mo
Today · 4.125%
HK$43,100
baseline
▲ 0.50% · 4.625%
HK$45,372
+HK$2,272/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,200/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,657 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).