▼ 0.50% · 3.625%
HK$15,275
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,750
−HK$483/mo
Today · 4.125%
HK$16,233
baseline
▲ 0.50% · 4.625%
HK$17,221
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,466/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,993
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,449
−HK$463/mo
Today · 4.125%
HK$17,912
baseline
▲ 0.50% · 4.625%
HK$18,856
+HK$944/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,824/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,803
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,325
−HK$531/mo
Today · 4.125%
HK$17,856
baseline
▲ 0.50% · 4.625%
HK$18,943
+HK$1,087/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$35,712/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,693
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,194
−HK$509/mo
Today · 4.125%
HK$19,703
baseline
▲ 0.50% · 4.625%
HK$20,741
+HK$1,038/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$39,406/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,330
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,900
−HK$580/mo
Today · 4.125%
HK$19,480
baseline
▲ 0.50% · 4.625%
HK$20,665
+HK$1,185/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,960/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,392
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,939
−HK$555/mo
Today · 4.125%
HK$21,494
baseline
▲ 0.50% · 4.625%
HK$22,627
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$42,988/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,858
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,475
−HK$628/mo
Today · 4.125%
HK$21,103
baseline
▲ 0.50% · 4.625%
HK$22,387
+HK$1,284/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$42,206/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,092
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,684
−HK$601/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,512
+HK$1,227/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,385
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,050
−HK$676/mo
Today · 4.125%
HK$22,726
baseline
▲ 0.50% · 4.625%
HK$24,109
+HK$1,383/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,452/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,791
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,429
−HK$647/mo
Today · 4.125%
HK$25,076
baseline
▲ 0.50% · 4.625%
HK$26,398
+HK$1,322/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,152/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,913
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,625
−HK$725/mo
Today · 4.125%
HK$24,350
baseline
▲ 0.50% · 4.625%
HK$25,831
+HK$1,481/mo
Deposit HK$1.67M · loan HK$5.02M · min. income ≈ HK$48,700/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,490
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,174
−HK$693/mo
Today · 4.125%
HK$26,867
baseline
▲ 0.50% · 4.625%
HK$28,284
+HK$1,417/mo
Deposit HK$1.67M · loan HK$5.02M · min. income ≈ HK$53,734/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,440
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,201
−HK$772/mo
Today · 4.125%
HK$25,973
baseline
▲ 0.50% · 4.625%
HK$27,553
+HK$1,580/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,946/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,190
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,919
−HK$740/mo
Today · 4.125%
HK$28,659
baseline
▲ 0.50% · 4.625%
HK$30,169
+HK$1,510/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,318/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,968
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,776
−HK$820/mo
Today · 4.125%
HK$27,596
baseline
▲ 0.50% · 4.625%
HK$29,275
+HK$1,679/mo
Deposit HK$1.00M · loan HK$5.69M · min. income ≈ HK$55,192/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,889
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,664
−HK$786/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,055
+HK$1,605/mo
Deposit HK$1.00M · loan HK$5.69M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,495
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,351
−HK$869/mo
Today · 4.125%
HK$29,220
baseline
▲ 0.50% · 4.625%
HK$30,997
+HK$1,777/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,440/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,588
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,409
−HK$832/mo
Today · 4.125%
HK$32,241
baseline
▲ 0.50% · 4.625%
HK$33,940
+HK$1,699/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,482/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).