▼ 0.50% · 3.625%
HK$15,705
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,194
−HK$496/mo
Today · 4.125%
HK$16,690
baseline
▲ 0.50% · 4.625%
HK$17,705
+HK$1,015/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,380/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,472
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,940
−HK$476/mo
Today · 4.125%
HK$18,416
baseline
▲ 0.50% · 4.625%
HK$19,386
+HK$970/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,832/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,276
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,813
−HK$546/mo
Today · 4.125%
HK$18,359
baseline
▲ 0.50% · 4.625%
HK$19,476
+HK$1,117/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,718/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,219
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,734
−HK$523/mo
Today · 4.125%
HK$20,257
baseline
▲ 0.50% · 4.625%
HK$21,325
+HK$1,068/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,514/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,846
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,432
−HK$596/mo
Today · 4.125%
HK$20,028
baseline
▲ 0.50% · 4.625%
HK$21,247
+HK$1,219/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,056/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,966
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,528
−HK$571/mo
Today · 4.125%
HK$22,099
baseline
▲ 0.50% · 4.625%
HK$23,264
+HK$1,165/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,198/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,417
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,052
−HK$645/mo
Today · 4.125%
HK$21,697
baseline
▲ 0.50% · 4.625%
HK$23,017
+HK$1,320/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,394/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,713
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,322
−HK$618/mo
Today · 4.125%
HK$23,940
baseline
▲ 0.50% · 4.625%
HK$25,202
+HK$1,262/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,880/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,987
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,671
−HK$695/mo
Today · 4.125%
HK$23,366
baseline
▲ 0.50% · 4.625%
HK$24,788
+HK$1,422/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,732/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,460
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$666/mo
Today · 4.125%
HK$25,782
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,359/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,564/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,558
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,290
−HK$745/mo
Today · 4.125%
HK$25,035
baseline
▲ 0.50% · 4.625%
HK$26,558
+HK$1,523/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,070/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,208
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,911
−HK$713/mo
Today · 4.125%
HK$27,624
baseline
▲ 0.50% · 4.625%
HK$29,080
+HK$1,456/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,248/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,128
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,910
−HK$794/mo
Today · 4.125%
HK$26,704
baseline
▲ 0.50% · 4.625%
HK$28,329
+HK$1,625/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,408/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,955
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,705
−HK$760/mo
Today · 4.125%
HK$29,465
baseline
▲ 0.50% · 4.625%
HK$31,018
+HK$1,553/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,930/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,529
−HK$844/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$30,099
+HK$1,726/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,702
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,499
−HK$808/mo
Today · 4.125%
HK$31,307
baseline
▲ 0.50% · 4.625%
HK$32,957
+HK$1,650/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$62,614/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,269
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$894/mo
Today · 4.125%
HK$30,042
baseline
▲ 0.50% · 4.625%
HK$31,870
+HK$1,828/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,084/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,449
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,293
−HK$855/mo
Today · 4.125%
HK$33,148
baseline
▲ 0.50% · 4.625%
HK$34,896
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,296/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,623 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).