▼ 0.50% · 3.625%
HK$20,063
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,687
−HK$634/mo
Today · 4.125%
HK$21,321
baseline
▲ 0.50% · 4.625%
HK$22,619
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,642/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,320
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,919
−HK$607/mo
Today · 4.125%
HK$23,526
baseline
▲ 0.50% · 4.625%
HK$24,766
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,052/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,070
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,756
−HK$697/mo
Today · 4.125%
HK$23,453
baseline
▲ 0.50% · 4.625%
HK$24,881
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,906/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,552
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,211
−HK$668/mo
Today · 4.125%
HK$25,879
baseline
▲ 0.50% · 4.625%
HK$27,243
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,758/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,076
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,825
−HK$761/mo
Today · 4.125%
HK$25,586
baseline
▲ 0.50% · 4.625%
HK$27,142
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,172/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,784
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,502
−HK$729/mo
Today · 4.125%
HK$28,231
baseline
▲ 0.50% · 4.625%
HK$29,719
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,462/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,082
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,893
−HK$825/mo
Today · 4.125%
HK$27,718
baseline
▲ 0.50% · 4.625%
HK$29,404
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,436/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,016
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,794
−HK$790/mo
Today · 4.125%
HK$30,584
baseline
▲ 0.50% · 4.625%
HK$32,196
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,168/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,089
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,962
−HK$888/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,666
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,248
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,086
−HK$850/mo
Today · 4.125%
HK$32,936
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,872/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,095
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,031
−HK$951/mo
Today · 4.125%
HK$31,982
baseline
▲ 0.50% · 4.625%
HK$33,928
+HK$1,946/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,964/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,480
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,378
−HK$911/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,149
+HK$1,860/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,101
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,100
−HK$1,014/mo
Today · 4.125%
HK$34,114
baseline
▲ 0.50% · 4.625%
HK$36,190
+HK$2,076/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,228/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,712
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,670
−HK$972/mo
Today · 4.125%
HK$37,642
baseline
▲ 0.50% · 4.625%
HK$39,626
+HK$1,984/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,284/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,107
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,168
−HK$1,078/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,452
+HK$2,206/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,944
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,962
−HK$1,032/mo
Today · 4.125%
HK$39,994
baseline
▲ 0.50% · 4.625%
HK$42,102
+HK$2,108/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,988/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,114
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,237
−HK$1,141/mo
Today · 4.125%
HK$38,378
baseline
▲ 0.50% · 4.625%
HK$40,714
+HK$2,336/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,756/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,176
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,254
−HK$1,093/mo
Today · 4.125%
HK$42,347
baseline
▲ 0.50% · 4.625%
HK$44,579
+HK$2,232/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,694/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,960 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).