▼ 0.50% · 3.625%
HK$15,884
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,378
−HK$502/mo
Today · 4.125%
HK$16,880
baseline
▲ 0.50% · 4.625%
HK$17,908
+HK$1,028/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,760/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,671
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,145
−HK$481/mo
Today · 4.125%
HK$18,626
baseline
▲ 0.50% · 4.625%
HK$19,608
+HK$982/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,252/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,473
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,016
−HK$552/mo
Today · 4.125%
HK$18,568
baseline
▲ 0.50% · 4.625%
HK$19,698
+HK$1,130/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$37,136/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,438
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,960
−HK$528/mo
Today · 4.125%
HK$20,488
baseline
▲ 0.50% · 4.625%
HK$21,568
+HK$1,080/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$40,976/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,061
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,654
−HK$602/mo
Today · 4.125%
HK$20,256
baseline
▲ 0.50% · 4.625%
HK$21,489
+HK$1,233/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$40,512/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,205
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,774
−HK$577/mo
Today · 4.125%
HK$22,351
baseline
▲ 0.50% · 4.625%
HK$23,529
+HK$1,178/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$44,702/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,650
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,292
−HK$653/mo
Today · 4.125%
HK$21,945
baseline
▲ 0.50% · 4.625%
HK$23,280
+HK$1,335/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$43,890/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,972
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,589
−HK$625/mo
Today · 4.125%
HK$24,214
baseline
▲ 0.50% · 4.625%
HK$25,490
+HK$1,276/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$48,428/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,238
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,930
−HK$703/mo
Today · 4.125%
HK$23,633
baseline
▲ 0.50% · 4.625%
HK$25,071
+HK$1,438/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,266/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,740
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,403
−HK$673/mo
Today · 4.125%
HK$26,076
baseline
▲ 0.50% · 4.625%
HK$27,451
+HK$1,375/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,152/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,826
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,568
−HK$753/mo
Today · 4.125%
HK$25,321
baseline
▲ 0.50% · 4.625%
HK$26,861
+HK$1,540/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,642/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,507
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,218
−HK$721/mo
Today · 4.125%
HK$27,939
baseline
▲ 0.50% · 4.625%
HK$29,411
+HK$1,472/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,878/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,415
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,205
−HK$804/mo
Today · 4.125%
HK$27,009
baseline
▲ 0.50% · 4.625%
HK$28,652
+HK$1,643/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$54,018/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,274
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,032
−HK$769/mo
Today · 4.125%
HK$29,801
baseline
▲ 0.50% · 4.625%
HK$31,372
+HK$1,571/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$59,602/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,003
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,843
−HK$854/mo
Today · 4.125%
HK$28,697
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,746/mo
Deposit HK$1.04M · loan HK$5.92M · min. income ≈ HK$57,394/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,041
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,847
−HK$817/mo
Today · 4.125%
HK$31,664
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,669/mo
Deposit HK$1.04M · loan HK$5.92M · min. income ≈ HK$63,328/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,592
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$904/mo
Today · 4.125%
HK$30,385
baseline
▲ 0.50% · 4.625%
HK$32,234
+HK$1,849/mo
Deposit HK$697K · loan HK$6.27M · min. income ≈ HK$60,770/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,808
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,661
−HK$866/mo
Today · 4.125%
HK$33,527
baseline
▲ 0.50% · 4.625%
HK$35,294
+HK$1,767/mo
Deposit HK$697K · loan HK$6.27M · min. income ≈ HK$67,054/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$208,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).