▼ 0.50% · 3.625%
HK$15,914
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,409
−HK$503/mo
Today · 4.125%
HK$16,912
baseline
▲ 0.50% · 4.625%
HK$17,941
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,824/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,705
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,179
−HK$482/mo
Today · 4.125%
HK$18,661
baseline
▲ 0.50% · 4.625%
HK$19,645
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,322/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,506
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,050
−HK$554/mo
Today · 4.125%
HK$18,604
baseline
▲ 0.50% · 4.625%
HK$19,736
+HK$1,132/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,208/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,475
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,997
−HK$530/mo
Today · 4.125%
HK$20,527
baseline
▲ 0.50% · 4.625%
HK$21,609
+HK$1,082/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,054/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,097
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,691
−HK$604/mo
Today · 4.125%
HK$20,295
baseline
▲ 0.50% · 4.625%
HK$21,530
+HK$1,235/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,590/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,245
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,815
−HK$578/mo
Today · 4.125%
HK$22,393
baseline
▲ 0.50% · 4.625%
HK$23,574
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,786/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,332
−HK$654/mo
Today · 4.125%
HK$21,986
baseline
▲ 0.50% · 4.625%
HK$23,324
+HK$1,338/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$43,972/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,016
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,633
−HK$626/mo
Today · 4.125%
HK$24,259
baseline
▲ 0.50% · 4.625%
HK$25,538
+HK$1,279/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,518/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,280
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,973
−HK$704/mo
Today · 4.125%
HK$23,677
baseline
▲ 0.50% · 4.625%
HK$25,118
+HK$1,441/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$47,354/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,451
−HK$675/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,503
+HK$1,377/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,872
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$754/mo
Today · 4.125%
HK$25,368
baseline
▲ 0.50% · 4.625%
HK$26,912
+HK$1,544/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$50,736/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,557
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,269
−HK$723/mo
Today · 4.125%
HK$27,992
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,475/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$55,984/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,463
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,255
−HK$805/mo
Today · 4.125%
HK$27,060
baseline
▲ 0.50% · 4.625%
HK$28,706
+HK$1,646/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$54,120/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,327
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,087
−HK$771/mo
Today · 4.125%
HK$29,858
baseline
▲ 0.50% · 4.625%
HK$31,432
+HK$1,574/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$59,716/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,054
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,896
−HK$855/mo
Today · 4.125%
HK$28,751
baseline
▲ 0.50% · 4.625%
HK$30,500
+HK$1,749/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$57,502/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,098
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,905
−HK$819/mo
Today · 4.125%
HK$31,724
baseline
▲ 0.50% · 4.625%
HK$33,396
+HK$1,672/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$63,448/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,646
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,537
−HK$905/mo
Today · 4.125%
HK$30,442
baseline
▲ 0.50% · 4.625%
HK$32,295
+HK$1,853/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,884/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$867/mo
Today · 4.125%
HK$33,590
baseline
▲ 0.50% · 4.625%
HK$35,361
+HK$1,771/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,180/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,376 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).