▼ 0.50% · 3.625%
HK$15,904
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,399
−HK$502/mo
Today · 4.125%
HK$16,901
baseline
▲ 0.50% · 4.625%
HK$17,930
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,802/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,693
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,168
−HK$481/mo
Today · 4.125%
HK$18,649
baseline
▲ 0.50% · 4.625%
HK$19,632
+HK$983/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,298/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,495
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,039
−HK$553/mo
Today · 4.125%
HK$18,592
baseline
▲ 0.50% · 4.625%
HK$19,723
+HK$1,131/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,184/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,463
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,984
−HK$530/mo
Today · 4.125%
HK$20,514
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,081/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,028/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,085
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,679
−HK$603/mo
Today · 4.125%
HK$20,282
baseline
▲ 0.50% · 4.625%
HK$21,516
+HK$1,234/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$40,564/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,232
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,801
−HK$578/mo
Today · 4.125%
HK$22,379
baseline
▲ 0.50% · 4.625%
HK$23,559
+HK$1,180/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$44,758/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,318
−HK$654/mo
Today · 4.125%
HK$21,972
baseline
▲ 0.50% · 4.625%
HK$23,309
+HK$1,337/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$43,944/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,001
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,618
−HK$626/mo
Today · 4.125%
HK$24,244
baseline
▲ 0.50% · 4.625%
HK$25,522
+HK$1,278/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$48,488/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,266
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,958
−HK$704/mo
Today · 4.125%
HK$23,662
baseline
▲ 0.50% · 4.625%
HK$25,102
+HK$1,440/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,324/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,435
−HK$674/mo
Today · 4.125%
HK$26,109
baseline
▲ 0.50% · 4.625%
HK$27,485
+HK$1,376/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,218/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,856
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,598
−HK$754/mo
Today · 4.125%
HK$25,352
baseline
▲ 0.50% · 4.625%
HK$26,895
+HK$1,543/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$50,704/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,540
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,252
−HK$722/mo
Today · 4.125%
HK$27,974
baseline
▲ 0.50% · 4.625%
HK$29,448
+HK$1,474/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$55,948/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,447
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,238
−HK$804/mo
Today · 4.125%
HK$27,042
baseline
▲ 0.50% · 4.625%
HK$28,688
+HK$1,646/mo
Deposit HK$1.39M · loan HK$5.58M · min. income ≈ HK$54,084/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,309
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,068
−HK$771/mo
Today · 4.125%
HK$29,839
baseline
▲ 0.50% · 4.625%
HK$31,411
+HK$1,572/mo
Deposit HK$1.39M · loan HK$5.58M · min. income ≈ HK$59,678/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,878
−HK$854/mo
Today · 4.125%
HK$28,732
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,749/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$57,464/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,078
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$818/mo
Today · 4.125%
HK$31,703
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,672/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$63,406/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,627
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,518
−HK$905/mo
Today · 4.125%
HK$30,423
baseline
▲ 0.50% · 4.625%
HK$32,274
+HK$1,851/mo
Deposit HK$697K · loan HK$6.28M · min. income ≈ HK$60,846/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,848
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,702
−HK$866/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$1,770/mo
Deposit HK$697K · loan HK$6.28M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,242 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).