▼ 0.50% · 3.625%
HK$15,137
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,608
−HK$479/mo
Today · 4.125%
HK$16,087
baseline
▲ 0.50% · 4.625%
HK$17,066
+HK$979/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,174/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,840
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,292
−HK$458/mo
Today · 4.125%
HK$17,750
baseline
▲ 0.50% · 4.625%
HK$18,686
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,500/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,651
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,169
−HK$526/mo
Today · 4.125%
HK$17,695
baseline
▲ 0.50% · 4.625%
HK$18,772
+HK$1,077/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$35,390/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,524
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,021
−HK$504/mo
Today · 4.125%
HK$19,525
baseline
▲ 0.50% · 4.625%
HK$20,554
+HK$1,029/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$39,050/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,165
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,730
−HK$574/mo
Today · 4.125%
HK$19,304
baseline
▲ 0.50% · 4.625%
HK$20,479
+HK$1,175/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$38,608/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,208
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,750
−HK$550/mo
Today · 4.125%
HK$21,300
baseline
▲ 0.50% · 4.625%
HK$22,423
+HK$1,123/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$42,600/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,679
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,291
−HK$622/mo
Today · 4.125%
HK$20,913
baseline
▲ 0.50% · 4.625%
HK$22,185
+HK$1,272/mo
Deposit HK$2.32M · loan HK$4.32M · min. income ≈ HK$41,826/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,892
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,479
−HK$596/mo
Today · 4.125%
HK$23,075
baseline
▲ 0.50% · 4.625%
HK$24,291
+HK$1,216/mo
Deposit HK$2.32M · loan HK$4.32M · min. income ≈ HK$46,150/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,192
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,852
−HK$669/mo
Today · 4.125%
HK$22,521
baseline
▲ 0.50% · 4.625%
HK$23,892
+HK$1,371/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,042/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,576
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,209
−HK$641/mo
Today · 4.125%
HK$24,850
baseline
▲ 0.50% · 4.625%
HK$26,160
+HK$1,310/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,700/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,706
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,412
−HK$718/mo
Today · 4.125%
HK$24,130
baseline
▲ 0.50% · 4.625%
HK$25,598
+HK$1,468/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$48,260/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,260
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,938
−HK$687/mo
Today · 4.125%
HK$26,625
baseline
▲ 0.50% · 4.625%
HK$28,029
+HK$1,404/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$53,250/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,220
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,973
−HK$766/mo
Today · 4.125%
HK$25,739
baseline
▲ 0.50% · 4.625%
HK$27,305
+HK$1,566/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$51,478/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,944
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,667
−HK$733/mo
Today · 4.125%
HK$28,400
baseline
▲ 0.50% · 4.625%
HK$29,897
+HK$1,497/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$56,800/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,734
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,534
−HK$813/mo
Today · 4.125%
HK$27,347
baseline
▲ 0.50% · 4.625%
HK$29,011
+HK$1,664/mo
Deposit HK$996K · loan HK$5.64M · min. income ≈ HK$54,694/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,628
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,396
−HK$779/mo
Today · 4.125%
HK$30,175
baseline
▲ 0.50% · 4.625%
HK$31,766
+HK$1,591/mo
Deposit HK$996K · loan HK$5.64M · min. income ≈ HK$60,350/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,247
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$861/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,762/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,312
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,125
−HK$825/mo
Today · 4.125%
HK$31,950
baseline
▲ 0.50% · 4.625%
HK$33,634
+HK$1,684/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$63,900/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,849 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).