▼ 0.50% · 3.625%
HK$20,437
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,073
−HK$645/mo
Today · 4.125%
HK$21,718
baseline
▲ 0.50% · 4.625%
HK$23,040
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,436/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,736
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,346
−HK$618/mo
Today · 4.125%
HK$23,964
baseline
▲ 0.50% · 4.625%
HK$25,227
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,928/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,481
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,180
−HK$710/mo
Today · 4.125%
HK$23,890
baseline
▲ 0.50% · 4.625%
HK$25,344
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,780/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,009
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,680
−HK$681/mo
Today · 4.125%
HK$26,361
baseline
▲ 0.50% · 4.625%
HK$27,750
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,722/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,524
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,287
−HK$775/mo
Today · 4.125%
HK$26,062
baseline
▲ 0.50% · 4.625%
HK$27,648
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,124/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,283
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,015
−HK$742/mo
Today · 4.125%
HK$28,757
baseline
▲ 0.50% · 4.625%
HK$30,273
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,514/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,568
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,394
−HK$840/mo
Today · 4.125%
HK$28,234
baseline
▲ 0.50% · 4.625%
HK$29,952
+HK$1,718/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,468/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,557
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,349
−HK$804/mo
Today · 4.125%
HK$31,153
baseline
▲ 0.50% · 4.625%
HK$32,796
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,306/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,612
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,502
−HK$904/mo
Today · 4.125%
HK$30,406
baseline
▲ 0.50% · 4.625%
HK$32,256
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,812/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,830
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,684
−HK$866/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,318
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,655
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$969/mo
Today · 4.125%
HK$32,578
baseline
▲ 0.50% · 4.625%
HK$34,560
+HK$1,982/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,156/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,018
−HK$928/mo
Today · 4.125%
HK$35,946
baseline
▲ 0.50% · 4.625%
HK$37,841
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,892/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,699
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,716
−HK$1,034/mo
Today · 4.125%
HK$34,750
baseline
▲ 0.50% · 4.625%
HK$36,864
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,500/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,377
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,353
−HK$990/mo
Today · 4.125%
HK$38,343
baseline
▲ 0.50% · 4.625%
HK$40,364
+HK$2,021/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,686/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,743
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$1,098/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$39,168
+HK$2,247/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,651
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,688
−HK$1,051/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$42,887
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,786
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,931
−HK$1,162/mo
Today · 4.125%
HK$39,093
baseline
▲ 0.50% · 4.625%
HK$41,472
+HK$2,379/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$78,186/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,924
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,022
−HK$1,114/mo
Today · 4.125%
HK$43,136
baseline
▲ 0.50% · 4.625%
HK$45,409
+HK$2,273/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$86,272/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).